Provident Financial Holdings Inc Overview
Industry: Banking Services
Sector: Financials
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. The company operates through 12 full-service banking offices in Riverside County and one full-service banking office in San Bernardino County. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California. Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking, savings, Read MoreMavefund brings filings, fundamentals, valuation, price history and news for Provident Financial Holdings Inc into one research view. The sections below show what strengthens or weakens the research case.
Score
Reported Results
What the company reported, with filing details kept small.
Quarterly result summary
EPS was $6 (+367% YoY).
EPS
$6
+367% YoY
Net income
$1.4M
-6% YoY
What changed
- EPS +367% YoY to $6.
- Net income -6% YoY to $1.4M.
Guidance / outlook
No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.
Earnings release
Open filing
Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.
Prediction-grade evidence
Recent News
Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.
Provident Financial Holdings Announces Quarterly Cash Dividend
Headline from GlobeNewswire: Provident Financial Holdings Announces Quarterly Cash Dividend.
Provident Financial Holdings, Inc. To Host Earnings Release Conference Call
Headline from GlobeNewswire: Provident Financial Holdings, Inc. To Host Earnings Release Conference Call.
Provident Financial (PROV) Earnings Expected to Grow: Should You Buy?
Headline from Yahoo Finance: Provident Financial (PROV) Earnings Expected to Grow: Should You Buy?
Earnings Per Share
Score 2.00/5
Provident Financial Holdings Inc earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes
PNC Financial Services Group Inc
Kearny Financial Corp
PRA Group Inc
In
Banking Services industry
, PNC Financial Services Group Inc
, Kearny Financial Corp
, PRA Group Inc
are companies with high ratings.
Return on Equity
Score 4.76/5
Provident Financial Holdings Inc stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include
PNC Financial Services Group Inc
Kearny Financial Corp
PRA Group Inc
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Net Margin
Score 2.88/5
Provident Financial Holdings Inc
commands a high score, propelled by its net margin consistently outpacing the sector median value and exhibiting continuous growth in recent six years; noteworthy counterparts in the sector, boasting similarly high scores, include
PNC Financial Services Group Inc
Kearny Financial Corp
PRA Group Inc
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Leverage
Score 1.14/5
Provident Financial Holdings Inc
registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including
PNC Financial Services Group Inc
Kearny Financial Corp
PRA Group Inc
have achieved high scores.
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Financial Statements
Company-reported SEC EDGAR facts organized into the three core statements.
Verified SEC statements load when this section enters view.
Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.
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