PRA Group Inc logo

PRA Group Inc

PRAA
Last price US$16.98
Market cap US$687.7m
12M price change 6.52%
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PRA Group Inc Overview

Industry: Banking Services

Sector: Financials

PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Europe, and Australia. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit cards, private label and other credit cards, installment loans, lines of credit, deficiency balances of various types, legal judgments, and trade payables from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators. In addition, it provides fee-based services on class action claims recoveries and by servicing consumer bankruptcy accounts. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was incorporated in 1996 and is headquartered in Norfolk, Virginia. PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Europe, and Australia. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to cre Read More

Mavefund brings filings, fundamentals, valuation, price history and news for PRA Group Inc into one research view. The sections below show what strengthens or weakens the research case.

Score

Reported Results

What the company reported, with filing details kept small.

Filed May 07, 2026

Quarterly result summary

Revenue was $314.5M (+17% YoY); EPS was $0.73 (reported).

Revenue $314.5M +17% YoY
EPS $0.73 reported
Operating income $103.3M +38% YoY
Net income $28M reported

What changed

  • Revenue +17% YoY to $314.5M; EPS reported to $0.73.
  • Operating income +38% YoY to $103.3M.

Guidance / outlook

No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.

Earnings release Open filing

Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

Other recent earnings materials

Prediction-grade evidence

Recent News

Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

Earnings Per Share

Score 3.00/5
PRA Group Inc boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes PNC Financial Services Group Inc Kearny Financial Corp Prudential Financial Inc
In Banking Services industry , PNC Financial Services Group Inc , Kearny Financial Corp , Provident Financial Holdings Inc are companies with high ratings.

Return on Equity

Score 4.86/5
PRA Group Inc stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include PNC Financial Services Group Inc Kearny Financial Corp Prudential Financial Inc
PRA Group In... PRAA US$687.7m
PNC Financia... PNC US$102.5b
Kearny Finan... KRNY US$603.7m
Prudential F... PRU US$40.2b

Net Margin

Score 4.89/5
PRA Group Inc commands a high score, propelled by its net margin consistently outpacing the sector median value and exhibiting continuous growth in recent six years; noteworthy counterparts in the sector, boasting similarly high scores, include PNC Financial Services Group Inc Kearny Financial Corp Prudential Financial Inc
PRA Group In... PRAA US$687.7m
PNC Financia... PNC US$102.5b
Kearny Finan... KRNY US$603.7m
Prudential F... PRU US$40.2b

Share Buyback

In Banking Services industry , PNC Financial Services Group Inc , Kearny Financial Corp , Provident Financial Holdings Inc are companies with high ratings.

Leverage

Score 1.47/5
PRA Group Inc registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including PNC Financial Services Group Inc Kearny Financial Corp Prudential Financial Inc have achieved high scores.
PRA Group In... PRAA US$687.7m
PNC Financia... PNC US$102.5b
Kearny Finan... KRNY US$603.7m
Prudential F... PRU US$40.2b

Financial Statements

Company-reported SEC EDGAR facts organized into the three core statements.

Verified SEC statements load when this section enters view.

Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

Financial Ratio

Yearly Quarterly

Financial
Profitability
Growth
Cash Flow
Financial Health
Efficiency Ratios

PRA Group Inc logo

PRA Group Inc

US$16.98

US$687.7m

-6.24%

6.52%