Yiren Digital Ltd. Overview
Industry: Credit Services
Sector: Financial Services
Yiren Digital Ltd., through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and investors in the People's Republic of China. The company operates through Wealth, Credit, and Other segments. It offers loan facilitation services; and post-origination services, such as cash processing, collection, and SMS services. It also distributes short-term cash management and insurance products. In addition, the company offers consultancy; information technology support; referral; and IT, system maintenance, and customer support services. Further, it involved in the provision of services for financing lease; and insurance brokerage and electronic commerce businesses. The company offers its products through a wealth management website and mobile application. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. is a subsidiary of Creditease Holdings (Cayman) Limited. Yiren Digital Ltd., through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and investors in the People's Republic of China. The company operates through Wealth, Credit, and Other segments. It offers loan facilitation services; and post-origination servic Read MoreMavefund brings filings, fundamentals, valuation, price history and news for Yiren Digital Ltd. into one research view. The sections below show what strengthens or weakens the research case.
Score
Reported Results
What the company reported, with filing details kept small.
Quarterly result summary
Revenue was $1.6B (+70% YoY).
Revenue
$1.6B
+70% YoY
What changed
- Revenue +70% YoY to $1.6B.
Guidance / outlook
we expect will unlock significant new growth and enduring value for our Company.
Earnings release
Open filing
Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.
Other recent earnings materials
SEC filing
YIREN DIGITAL ANNOUNCES NEW $20 MILLION SHARE REPURCHASE PROGRAM
Jul 02, 2026
SEC filing
YIREN DIGITAL ANNOUNCES INCREASE IN BENEFICIAL OWNERSHIP BY MR. NING TANG FOLLOWING CONTROLLING SHAREHOLDER RESTRUCTURING
Jun 08, 2026
SEC filing
YIREN DIGITAL SELECTS MARCUM ASIA CPAS LLP AS ITS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
Jun 01, 2026
SEC filing
YIREN DIGITAL COMMENTS ON RECENT MEDIA REPORTS CONCERNING AFFILIATES OF ITS CONTROLLING SHAREHOLDER
May 27, 2026
SEC filing
ANNUAL REPORT
Apr 29, 2026
Earnings release
YIREN DIGITAL REPORTS FOURTH QUARTER AND FISCAL YEAR 2025 FINANCIAL RESULTS
Mar 20, 2026
Earnings release
EXHIBIT 99.1
Nov 26, 2025
Prediction-grade evidence
Recent News
Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.
Yiren Digital reports efficiency gains from AI agent deployment
Headline from Investing.com: Yiren Digital reports efficiency gains from AI agent deployment.
Yiren Digital Accelerates Operating Efficiency Through AI Agent Deployment
Headline from Yahoo Finance: Yiren Digital Accelerates Operating Efficiency Through AI Agent Deployment.
Earnings Per Share
Score 3.00/5
Yiren Digital Ltd. boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
In
Credit Services industry
, American Express Company
, Western Union CO
, Mastercard Inc
are companies with high ratings.
Return on Equity
Score 2.75/5
Yiren Digital Ltd. stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Net Margin
Score 3.28/5
Yiren Digital Ltd.
commands a high score, propelled by its net margin consistently outpacing the sector median value and exhibiting continuous growth in recent six years; noteworthy counterparts in the sector, boasting similarly high scores, include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Leverage
Score 3.24/5
Yiren Digital Ltd.
attains a commendable score in the category due to its lower leverage ratio over the past six years in comparison to the sector median value. Additionally, other notable companies in the same sector, such as
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Financial Statements
Company-reported SEC EDGAR facts organized into the three core statements.
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Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.
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