World Acceptance Corporation logo

World Acceptance Corporation

WRLD
Last price US$204.67
Market cap US$953.8m
12M price change 31.93%
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World Acceptance Corporation Overview

Industry: Credit Services

Sector: Financial Services

World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina. World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides a Read More

Mavefund brings filings, fundamentals, valuation, price history and news for World Acceptance Corporation into one research view. The sections below show what strengthens or weakens the research case.

Score

Reported Results

What the company reported, with filing details kept small.

Filed Apr 30, 2026

Quarterly result summary

Revenue was -$0M (+33.4% YoY); EPS was $7.7 (reported).

Revenue -$0M +33.4% YoY
EPS $7.7 reported
Net income $36.5M -17% YoY

What changed

  • Revenue +33.4% YoY to -$0M; EPS reported to $7.7.
  • Net income -17% YoY to $36.5M.

Guidance / outlook

We expect that our portfolio will continue to deliver results in the coming fiscal year as we pursue growth with a lower proportion of new customers.

Earnings release Open filing

Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

Other recent earnings materials

Prediction-grade evidence

Recent News

Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

Earnings Per Share

Score 2.00/5
World Acceptance Corporation earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
In Credit Services industry , American Express Company , Western Union CO , Mastercard Inc are companies with high ratings.

Return on Equity

Score 2.83/5
World Acceptance Corporation stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
World Accept... WRLD US$953.8m
Aflac Inc AFL US$62.2b
Pathward Fin... CASH US$2.0b
T. Rowe Pric... TROW US$25.9b

Net Margin

Score 2.71/5
World Acceptance Corporation commands a high score, propelled by its net margin consistently outpacing the sector median value and exhibiting continuous growth in recent six years; noteworthy counterparts in the sector, boasting similarly high scores, include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
World Accept... WRLD US$953.8m
Aflac Inc AFL US$62.2b
Pathward Fin... CASH US$2.0b
T. Rowe Pric... TROW US$25.9b

Share Buyback

In Credit Services industry , American Express Company , Western Union CO , Mastercard Inc are companies with high ratings.

Leverage

Score 2.92/5
World Acceptance Corporation attains a commendable score in the category due to its lower leverage ratio over the past six years in comparison to the sector median value. Additionally, other notable companies in the same sector, such as Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc , also exhibit high scores.
World Accept... WRLD US$953.8m
Aflac Inc AFL US$62.2b
Pathward Fin... CASH US$2.0b
T. Rowe Pric... TROW US$25.9b

Financial Statements

Company-reported SEC EDGAR facts organized into the three core statements.

Verified SEC statements load when this section enters view.

Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

Financial Ratio

Yearly Quarterly

Financial
Profitability
Growth
Cash Flow
Financial Health
Efficiency Ratios

World Acceptance Corporation logo

World Acceptance Corporation

US$204.67

US$611.16

+198.6% vs price

US$953.8m

6.57%

31.93%