Velocity Financial Overview
Industry: Mortgage Finance
Sector: Financial Services
Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates and acquire loans, which is secured by mortgage liens on income-producing and/or owner/user commercial properties, including investor 1-4, a non-owner occupied residential rental properties with 1-4 units; residential apartments combined with office or retail space; and multi-family comprising traditional apartment buildings, condominiums, and other residential properties with 5+ units. It also finances for retail properties with various types of retail products and merchandise or services; commercial properties occupied by professional or business offices; and warehouse and other properties, which include self-storage units, auto services, hospitality, light industrial, and other commercial enterprises, as well as provides short-term and interest-only loans for acquisition and improvement of 1-4-unit residential properties. The company offers its products through a network of independent mortgage brokers for independent real estate investors and small business owners. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California. Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates and acquire loans, which is secured by mortgage liens on income-producing and/or owner/user commercial properties, including investor 1-4, a non-owner occupied residential rental propertie Read MoreMavefund brings filings, fundamentals, valuation, price history and news for Velocity Financial into one research view. The sections below show what strengthens or weakens the research case.
Score
Reported Results
What the company reported, with filing details kept small.
Quarterly result summary
Revenue was $85.2M (reported); earnings were $22.1M; EPS was $0.57.
Revenue
$85.2M
reported
Earnings
$22.1M
-36% YoY
EPS
$0.57
reported
Operating income
$43M
reported
What changed
- Revenue reported to $85.2M; earnings $22.1M; EPS $0.57.
- Net income +18.4% YoY to $22.4M.
Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.
Other recent earnings materials
SEC filing
10-Q
May 07, 2026
SEC filing
8-K
May 06, 2026
SEC filing
8-K
Mar 13, 2026
Earnings release
Earnings release
Mar 13, 2026
SEC filing
10-K
Mar 12, 2026
SEC filing
8-K
Jan 26, 2026
Earnings release
Earnings release
Jan 26, 2026
SEC filing
EX-99.2
Jan 26, 2026
SEC filing
10-Q
Nov 07, 2025
Earnings release
Earnings release
Nov 07, 2025
SEC filing
8-K
Nov 07, 2025
Prediction-grade evidence
Recent News
Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.
Velocity Financial, Inc. Announces Date of Second Quarter 2026 Financial Results Webcast and Conference Call
Headline from Business Wire: Velocity Financial, Inc. Announces Date of Second Quarter 2026 Financial Results Webcast and Conference Call.
Earnings Per Share
Score 4.00/5
Velocity Financial boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
In
Mortgage Finance industry
, Mr. Cooper Group Inc
, Guild Holdings Co
, INCOME OPPORTUNITY REALTY INVESTORS INC /TX/
are companies with high ratings.
Return on Equity
Score 3.01/5
Velocity Financial stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Net Margin
Score 2.49/5
Velocity Financial
olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Leverage
Score 1.83/5
Velocity Financial
registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
have achieved high scores.
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Financial Statements
Company-reported SEC EDGAR facts organized into the three core statements.
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Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.
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