Union Bankshares Inc logo

Union Bankshares Inc

UNB
Last price US$24.80
Market cap US$114.3m
12M price change -14.04%
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Union Bankshares Inc Overview

Industry: Banks Regional

Sector: Financial Services

Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in northern Vermont and New Hampshire. It offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. The company also provides commercial real estate loans; commercial loans for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors; small business administration guaranteed loans; home improvement loans and overdraft; and residential construction and mortgage loans. In addition, it offers online cash management services, including account reconciliation, credit card depository, automated clearing house origination, wire transfers, and night depository services; merchant credit card services for the deposit and immediate credit of sales drafts; remote deposit capture services; and online mortgage application services. Further, the company provides business checking accounts; standby letters of credit, bank checks or money orders, and safe deposit boxes; ATM services; debit cards; telephone, Internet, and mobile banking services; and asset management, fiduciary, and trust services. The company offers retail banking services to individuals; and commercial banking services to small and medium sized corporations, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts. Union Bankshares, Inc. was founded in 1891 and is headquartered in Morrisville, Vermont. Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in northern Vermont and New Hampshire. It offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and h Read More

Mavefund brings filings, fundamentals, valuation, price history and news for Union Bankshares Inc into one research view. The sections below show what strengthens or weakens the research case.

Score

Reported Results

What the company reported, with filing details kept small.

Filed Jul 15, 2026

Quarterly result summary

Revenue was $56.9M (reported). Net income was $2.9M (+21% YoY).

Revenue $56.9M reported
Net income $2.9M +21% YoY

What changed

  • Revenue reported to $56.9M.
  • Net income +21% YoY to $2.9M.

Capital return

Dividend declared at $0.36/share.

Earnings release Open filing

Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

Other recent earnings materials

Prediction-grade evidence

Recent News

Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

Earnings Per Share

Score 2.00/5
Union Bankshares Inc earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
In Banks Regional industry , Pathward Financial Inc , The Bancorp Inc , Axos Financial are companies with high ratings.

Return on Equity

Score 4.59/5
Union Bankshares Inc stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
Union Banksh... UNB US$114.3m
Aflac Inc AFL US$62.2b
Pathward Fin... CASH US$2.0b
T. Rowe Pric... TROW US$25.9b

Net Margin

Score 2.49/5
Union Bankshares Inc olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
Union Banksh... UNB US$114.3m
Aflac Inc AFL US$62.2b
Pathward Fin... CASH US$2.0b
T. Rowe Pric... TROW US$25.9b

Share Buyback

In Banks Regional industry , Pathward Financial Inc , The Bancorp Inc , Axos Financial are companies with high ratings.

Leverage

Score 1.15/5
Union Bankshares Inc registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc have achieved high scores.
Union Banksh... UNB US$114.3m
Aflac Inc AFL US$62.2b
Pathward Fin... CASH US$2.0b
T. Rowe Pric... TROW US$25.9b

Financial Statements

Company-reported SEC EDGAR facts organized into the three core statements.

Verified SEC statements load when this section enters view.

Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

Financial Ratio

Yearly Quarterly

Financial
Profitability
Growth
Cash Flow
Financial Health
Efficiency Ratios

Union Bankshares Inc logo

Union Bankshares Inc

US$24.80

US$54.90

+121.4% vs price

US$114.3m

-2.36%

-14.04%