TEXAS CAPITAL BANCSHARES INC/TX logo

TEXAS CAPITAL BANCSHARES INC/TX

TCBIO
Last price US$20.74
Market cap US$914.4m
12M price change 0.92%
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TEXAS CAPITAL BANCSHARES INC/TX Overview

Industry: Banks-Regional

Sector: Financial Services

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas. Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking Read More

Mavefund brings filings, fundamentals, valuation, price history and news for TEXAS CAPITAL BANCSHARES INC/TX into one research view. The sections below show what strengthens or weakens the research case.

Score

Reported Results

What the company reported, with filing details kept small.

Filed Apr 23, 2026

Quarterly result summary

Revenue was $324M (-1% YoY). Net income was $73.8M (-27% YoY).

Revenue $324M -1% YoY
Net income $73.8M -27% YoY

What changed

  • Revenue -1% YoY to $324M.
  • Net income -27% YoY to $73.8M.

Capital return

Dividend declared at $0.20/share.

Earnings release Open filing

Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

Other recent earnings materials

Prediction-grade evidence

Recent News

Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

Earnings Per Share

Score 2.00/5
TEXAS CAPITAL BANCSHARES INC/TX earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
In Banks-Regional industry , Skyline Bankshares, Inc. , REGIONS FINANCIAL CORP , PSB HOLDINGS INC /WI/ are companies with high ratings.

Return on Equity

Score 1.24/5
TEXAS CAPITAL BANCSHARES INC/TX exhibits a lower score in the Return on Equity (ROE) section, falling below the sector median value and indicating a comparatively weaker performance in this metric. The top companies in the same sector include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
TEXAS CAPITA... TCBIO US$914.4m
Aflac Inc AFL US$62.2b
Pathward Fin... CASH US$2.0b
T. Rowe Pric... TROW US$25.9b

Net Margin

Score 2.49/5
TEXAS CAPITAL BANCSHARES INC/TX olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
TEXAS CAPITA... TCBIO US$914.4m
Aflac Inc AFL US$62.2b
Pathward Fin... CASH US$2.0b
T. Rowe Pric... TROW US$25.9b

Share Buyback

In Banks-Regional industry , Skyline Bankshares, Inc. , REGIONS FINANCIAL CORP , PSB HOLDINGS INC /WI/ are companies with high ratings.

Leverage

Score 1.80/5
TEXAS CAPITAL BANCSHARES INC/TX registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc have achieved high scores.
TEXAS CAPITA... TCBIO US$914.4m
Aflac Inc AFL US$62.2b
Pathward Fin... CASH US$2.0b
T. Rowe Pric... TROW US$25.9b

Financial Statements

Company-reported SEC EDGAR facts organized into the three core statements.

Verified SEC statements load when this section enters view.

Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

Financial Ratio

Yearly Quarterly

Financial
Profitability
Growth
Cash Flow
Financial Health
Efficiency Ratios

TEXAS CAPITAL BANCSHARES INC/TX logo

TEXAS CAPITAL BANCSHARES INC/TX

US$20.74

US$914.4m

0.48%

0.92%