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    SoFi Technologies Inc.

    SOFI
    Last price US$16.46
    Market cap US$21.1b
    12M price change -23.51%
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    American Express CompanyAXP Industry peer Western Union COWU Industry peer Mastercard IncMA Industry peer Aflac IncAFL Sector peer
    Overview Earnings Report Price History News Competitors Earnings per Share Return on Equity Net Margin Share Buyback Leverage Financial Statements Financial Ratio
    Dashboard Funda..tals Prediction Screener Map

    SoFi Technologies Inc. Overview

    Industry: Credit Services

    Sector: Financial Services

    SoFi Technologies, Inc. provides various financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money. It also offers personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institutions and brokerage services, as well as Technisys, a cloud-native digital and core banking platform with financial services customers. In addition, it offers checking and savings accounts; debit cards; and cash management products. Further, the company provides SoFi Invest, a mobile investment platform that provide its members access to trading and advisory solutions, such as active investing, robo-advisory, and digital assets accounts. The company was founded in 2011 and is headquartered in San Francisco, California. SoFi Technologies, Inc. provides various financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money. It also off Read More

    Mavefund brings filings, fundamentals, valuation, price history and news for SoFi Technologies Inc. into one research view. The sections below show what strengthens or weakens the research case.

    Score

    Reported Results

    What the company reported, with filing details kept small.

    Filed Apr 29, 2026

    Quarterly result summary

    Revenue was $1.1B (+43% YoY). Net income was $167M (+41% YoY). Adjusted EBITDA was $340M.

    Revenue $1.1B +43% YoY
    Net income $167M +41% YoY
    Adjusted EBITDA $340M reported

    What changed

    • Revenue +43% YoY to $1.1B.
    • Net income +41% YoY to $167M.

    Guidance / outlook

    management expects to deliver adjusted net revenue growth of approximately 30%, an adjusted EBITDA margin of approximately 30%, and an adjusted net income margin of approximately 12% -13%.

    Earnings release Open filing

    Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

    Other recent earnings materials
    SEC filing 10-Q May 07, 2026 SEC filing 8-K Apr 29, 2026 SEC filing 10-K Feb 17, 2026 SEC filing 8-K Jan 30, 2026 Earnings release Earnings release Jan 30, 2026 SEC filing 10-Q Nov 06, 2025 Earnings release Earnings release Oct 28, 2025 SEC filing 8-K Oct 28, 2025 SEC filing 10-Q Aug 07, 2025 Earnings release Earnings release Jul 29, 2025 SEC filing 8-K Jul 29, 2025

    Prediction-grade evidence

    Recent News

    Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

    Earnings Per Share

    Score 4.00/5
    SoFi Technologies Inc. boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    In Credit Services industry , American Express Company , Western Union CO , Mastercard Inc are companies with high ratings.

    Return on Equity

    Score 1.95/5
    SoFi Technologies Inc. exhibits a lower score in the Return on Equity (ROE) section, falling below the sector median value and indicating a comparatively weaker performance in this metric. The top companies in the same sector include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    SoFi Technol... SOFI US$21.1b
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Net Margin

    Score 0.20/5
    SoFi Technologies Inc. olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    SoFi Technol... SOFI US$21.1b
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Share Buyback

    In Credit Services industry , American Express Company , Western Union CO , Mastercard Inc are companies with high ratings.

    Leverage

    Score 2.77/5
    SoFi Technologies Inc. attains a commendable score in the category due to its lower leverage ratio over the past six years in comparison to the sector median value. Additionally, other notable companies in the same sector, such as Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc , also exhibit high scores.
    SoFi Technol... SOFI US$21.1b
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Financial Statements

    Company-reported SEC EDGAR facts organized into the three core statements.

    Verified SEC statements load when this section enters view.

    Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

    Financial Ratio

    Yearly Quarterly

    Financial
    Profitability
    Growth
    Cash Flow
    Financial Health
    Efficiency Ratios

    SoFi Technologies Inc. logo

    SoFi Technologies Inc.

    US$16.46

    US$21.1b

    -4.75%

    -23.51%