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    SECURITY FEDERAL CORP

    SFDL
    Last price US$41.81
    Market cap US$130.4m
    12M price change 37.08%
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    Pathward Financial IncCASH Industry peer The Bancorp IncTBBK Industry peer Axos FinancialAX Industry peer Aflac IncAFL Sector peer
    Overview Earnings Report Price History News Competitors Earnings per Share Return on Equity Net Margin Share Buyback Leverage Financial Statements Financial Ratio
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    SECURITY FEDERAL CORP Overview

    Industry: Banks Regional

    Sector: Financial Services

    Security Federal Corporation operates as the bank holding company for Security Federal Bank that provides various banking products and services in South Carolina and Georgia. It offers various deposit products, such as savings and checking accounts, money market accounts, fixed interest rate certificates with varying maturities, and individual retirement accounts. The company provides real estate loans comprising commercial real estate loans secured by non-residential commercial properties, churches, hotels, residential developments, and single family dwellings; one-to-four family residential real estate loans; and construction loans and loans for the acquisition, development, and construction of residential subdivisions and commercial projects. In addition, it offers commercial and agricultural business loans secured by business equipment, furniture and fixtures, inventory, and receivables, or unsecured; and consumer loans including home improvements, loans to individuals for home, automobiles, boats, mobile homes, recreational vehicles, and education, as well as mortgage loans. The company also offers trust, and financial planning and management services; and insurance agency services, such as auto, business, and home insurance. Additionally, it invests in various types of liquid assets, including U.S. Treasury obligations and securities of various federal agencies, certificates of deposit at insured institutions, mutual funds, bankers' acceptances, and federal funds, as well as commercial paper and corporate debt securities. The company was founded in 1922 and is headquartered in Aiken, South Carolina. Security Federal Corporation operates as the bank holding company for Security Federal Bank that provides various banking products and services in South Carolina and Georgia. It offers various deposit products, such as savings and checking accounts, money market accounts, fixed interest rate certifi Read More

    Mavefund brings filings, fundamentals, valuation, price history and news for SECURITY FEDERAL CORP into one research view. The sections below show what strengthens or weakens the research case.

    Score

    Reported Results

    What the company reported, with filing details kept small.

    Filed Jan 30, 2026

    Quarterly result summary

    Net income was $4.3M (+26% YoY).

    Net income $4.3M +26% YoY

    What changed

    • Net income +26% YoY to $4.3M.

    Guidance / outlook

    No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.

    Earnings release Open filing

    Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

    Other recent earnings materials
    SEC filing FORM 10-K Mar 20, 2026 SEC filing FORM 8-K Jan 30, 2026 SEC filing FORM 10-Q Nov 10, 2025 SEC filing FORM 8-K Oct 29, 2025 Earnings release EXHIBIT 99.1 Oct 29, 2025 SEC filing FORM 10-Q Aug 12, 2025 SEC filing FORM 8-K Jul 30, 2025 Earnings release EXHIBIT 99.1 Jul 30, 2025 SEC filing FORM 10-Q May 09, 2025 SEC filing FORM 8-K Apr 30, 2025 Earnings release EXHIBIT 99.1 Apr 30, 2025

    Prediction-grade evidence

    Recent News

    Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

    Earnings Per Share

    Score 1.00/5
    SECURITY FEDERAL CORP earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    In Banks Regional industry , Pathward Financial Inc , The Bancorp Inc , Axos Financial are companies with high ratings.

    Return on Equity

    Score 1.29/5
    SECURITY FEDERAL CORP exhibits a lower score in the Return on Equity (ROE) section, falling below the sector median value and indicating a comparatively weaker performance in this metric. The top companies in the same sector include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    SECURITY FED... SFDL US$130.4m
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Net Margin

    Score 2.49/5
    SECURITY FEDERAL CORP olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    SECURITY FED... SFDL US$130.4m
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Share Buyback

    In Banks Regional industry , Pathward Financial Inc , The Bancorp Inc , Axos Financial are companies with high ratings.

    Leverage

    Score 1.90/5
    SECURITY FEDERAL CORP registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc have achieved high scores.
    SECURITY FED... SFDL US$130.4m
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Financial Statements

    Company-reported SEC EDGAR facts organized into the three core statements.

    Verified SEC statements load when this section enters view.

    Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

    Financial Ratio

    Yearly Quarterly

    Financial
    Profitability
    Growth
    Cash Flow
    Financial Health
    Efficiency Ratios

    SECURITY FEDERAL CORP logo

    SECURITY FEDERAL CORP

    US$41.81

    US$58.54

    +40.0% vs price

    US$130.4m

    3.23%

    37.08%