Root Inc Overview
Industry: Insurance Property & Casualty
Sector: Financial Services
Root, Inc. provides insurance products and services in the United States. The company offers automobile, homeowners, and renters insurance products. The company operates a direct-to-consumer model and serves customers primarily through mobile applications, as well as through its website. Its direct distribution channels also cover digital, media, and referral channels, as well as distribution partners and agencies. The company was incorporated in 2015 and is headquartered in Columbus, Ohio. Root, Inc. provides insurance products and services in the United States. The company offers automobile, homeowners, and renters insurance products. The company operates a direct-to-consumer model and serves customers primarily through mobile applications, as well as through its website. Its direct Read MoreMavefund brings filings, fundamentals, valuation, price history and news for Root Inc into one research view. The sections below show what strengthens or weakens the research case.
Score
Reported Results
What the company reported, with filing details kept small.
Quarterly result summary
Revenue was $393.5M (+13% YoY). Operating income was $41M. Net income was $36M.
Revenue
$393.5M
+13% YoY
Operating income
$41M
reported
Net income
$36M
reported
Adjusted EBITDA
$57M
reported
What changed
- Revenue +13% YoY to $393.5M.
Guidance / outlook
we expect it will reflect the quality of opportunities available in the market.
Earnings release
Open filing
Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.
Prediction-grade evidence
Recent News
Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.
ROOT Aug 2026 50.000 call (ROOT260821C00050000) interactive stock chart
Headline from Yahoo Finance UK: ROOT Aug 2026 50.000 call (ROOT260821C00050000) interactive stock chart.
The countries where crypto 'global harmonization' is starting to take root
Headline from Yahoo Finance: The countries where crypto 'global harmonization' is starting to take root.
Root Launches Behavior-Based Car Insurance in New Jersey, Expanding Footprint to 37 States
Headline from GlobeNewswire: Root Launches Behavior-Based Car Insurance in New Jersey, Expanding Footprint to 37 States.
In HelloNation, Sewer and Drain Expert Mark Meads Details Sewer Line Root Intrusion and How Tree Roots Damage Drainage Systems
Headline from PR Newswire: In HelloNation, Sewer and Drain Expert Mark Meads Details Sewer Line Root Intrusion and How Tree Roots Damage Drainage Systems.
Root steers England to victory over India with unbeaten 99
Headline from Reuters: Root steers England to victory over India with unbeaten 99.
ChipAgents Helps Whalechip Cut Semiconductor Root Cause Analysis from Days to Minutes
Headline from Yahoo Finance: ChipAgents Helps Whalechip Cut Semiconductor Root Cause Analysis from Days to Minutes.
Earnings Per Share
Score 5.00/5
Root Inc boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
In
Insurance Property & Casualty industry
, The Travelers Companies Inc
, Palomar Holdings Inc
, Hartford Financial Services Group
are companies with high ratings.
Return on Equity
Score 0.06/5
Root Inc exhibits a lower score in the Return on Equity (ROE) section, falling below the sector median value and indicating a comparatively weaker performance in this metric. The top companies in the same sector include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Net Margin
Score 0.15/5
Root Inc
olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Leverage
Score 2.76/5
Root Inc
attains a commendable score in the category due to its lower leverage ratio over the past six years in comparison to the sector median value. Additionally, other notable companies in the same sector, such as
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Financial Statements
Company-reported SEC EDGAR facts organized into the three core statements.
Verified SEC statements load when this section enters view.
Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.
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