Ready Capital logo

Ready Capital

RC
Last price US$1.48
Market cap US$267.7m
12M price change -66.82%
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Ready Capital Overview

Industry: REIT Mortgage

Sector: Real Estate

Ready Capital Corporation operates as a real estate finance company in the United States. The company originates, acquires, finances, and services small to medium balance commercial (SBC) loans, small business administration (SBA) loans, residential mortgage loans, construction loans, and mortgage-backed securities collateralized primarily by SBC loans, or other real estate-related investments. It operates through three segments: SBC Lending and Acquisitions; Small Business Lending; and Residential Mortgage Banking. The SBC Lending and Acquisitions segment originates SBC loans across the full life-cycle of an SBC property, including construction, bridge, stabilized, and agency channels. The Small Business Lending segment acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program. The Residential Mortgage Banking segment originates residential mortgage loans. The company was formerly known as Sutherland Asset Management Corporation and changed its name to Ready Capital Corporation in September 2018. Ready Capital Corporation was founded in 2007 and is headquartered in New York, New York. Ready Capital Corporation operates as a real estate finance company in the United States. The company originates, acquires, finances, and services small to medium balance commercial (SBC) loans, small business administration (SBA) loans, residential mortgage loans, construction loans, and mortgage-b Read More

Mavefund brings filings, fundamentals, valuation, price history and news for Ready Capital into one research view. The sections below show what strengthens or weakens the research case.

Score

Reported Results

What the company reported, with filing details kept small.

Filed May 07, 2026

Quarterly result summary

Revenue was $1B (reported). Net income was $82M (-253% YoY).

Revenue $1B reported
Net income $82M -253% YoY

What changed

  • Revenue reported to $1B.
  • Net income -253% YoY to $82M.

Guidance / outlook

No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.

Earnings material Open filing

Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

Other recent earnings materials

Prediction-grade evidence

Recent News

Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

Earnings Per Share

Score 2.00/5
Ready Capital earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes Manhattan Bridge Capital Inc Essex Property Trust Inc Simon Property Group Inc
In REIT Mortgage industry , Manhattan Bridge Capital Inc , ACRES Commercial Realty Corp. , MFA Financial are companies with high ratings.

Return on Equity

Score 1.62/5
Ready Capital exhibits a lower score in the Return on Equity (ROE) section, falling below the sector median value and indicating a comparatively weaker performance in this metric. The top companies in the same sector include Manhattan Bridge Capital Inc Essex Property Trust Inc Simon Property Group Inc
Ready Capita... RC US$267.7m
Manhattan Br... LOAN US$48.6m
Essex Proper... ESS US$18.9b
Simon Proper... SPG US$71.2b

Net Margin

Score 2.03/5
Ready Capital olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include Manhattan Bridge Capital Inc Essex Property Trust Inc Simon Property Group Inc
Ready Capita... RC US$267.7m
Manhattan Br... LOAN US$48.6m
Essex Proper... ESS US$18.9b
Simon Proper... SPG US$71.2b

Share Buyback

In REIT Mortgage industry , Manhattan Bridge Capital Inc , ACRES Commercial Realty Corp. , MFA Financial are companies with high ratings.

Leverage

Score 1.37/5
Ready Capital registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including Manhattan Bridge Capital Inc Essex Property Trust Inc Simon Property Group Inc have achieved high scores.
Ready Capita... RC US$267.7m
Manhattan Br... LOAN US$48.6m
Essex Proper... ESS US$18.9b
Simon Proper... SPG US$71.2b

Financial Statements

Company-reported SEC EDGAR facts organized into the three core statements.

Verified SEC statements load when this section enters view.

Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

Financial Ratio

Yearly Quarterly

Financial
Profitability
Growth
Cash Flow
Financial Health
Efficiency Ratios

Ready Capital logo

Ready Capital

US$1.48

US$267.7m

-5.14%

-66.82%