Q2 logo

Q2

QTWO
Last price US$54.65
Market cap US$3.3b
12M price change -38.86%
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Q2 Overview

Industry: Software Application

Sector: Technology

Q2 Holdings, Inc. provides cloud-based digital solutions to regional and community financial institutions in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform supports its financial institution customers in their delivery of unified digital banking services across digital channels. Its digital banking platform solutions, comprising Q2 Consumer Banking, Q2 Small Business and Commercial, Q2mobile Remote Deposit Capture, Q2 Sentinel, Q2 Patrol, Q2 SMART, Q2 Contextual Personal Financial Management, Q2 Goals, Q2 CardSwap, Q2 Gro, Q2 Innovation Studio, Q2 Biller Direct, ClickSWITCH, Sensibill, Centrix Dispute Tracking System, Centrix Payments I.Q. System, and Centrix Exact/Transaction Management System to monitor and optimize end-user acquisition, engagement and retention, customize and extend the platform, and enhance operational efficiencies. The company also provides lending solutions, which consists precisionlender solutions, a cloud-based platform, data-driven sales enablement, relationship pricing, and portfolio management solution includes precisionlender platform, treasury pricing, data studio, and Andi; and Q2 Cloud Lending solutions, a cloud-based digital lending platform and end-to-end lending solution that allows financial institutions, FinTechs, and Alt-FIs to automate and digitize their lending activities, supporting digital lending applications, scoring, underwriting, servicing, and collections for multiple assets classes comprising Q2 CL portal, originate, loan, marketplace, and collections. In addition, it offers Q2 Innovation Studio, an application program interface, or API, based and software development kit, or SDK, based open technology platform; and Helix, a cloud-based, real-time core processing BaaS platform. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas. Q2 Holdings, Inc. provides cloud-based digital solutions to regional and community financial institutions in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform supports its financial institution customers in their delivery of unified digital bankin Read More

Mavefund brings filings, fundamentals, valuation, price history and news for Q2 into one research view. The sections below show what strengthens or weakens the research case.

Score

Reported Results

What the company reported, with filing details kept small.

Filed Apr 29, 2026

Quarterly result summary

Revenue was $216.5M (reported). Operating income was $27.7M (+1165% YoY). Net income was $26.6M (+454% YoY).

Revenue $216.5M reported
Operating income $27.7M +1165% YoY
Net income $26.6M +454% YoY
Adjusted EBITDA $60M reported

What changed

  • Revenue reported to $216.5M.
  • Operating income +1165% YoY to $27.7M.
  • Net income +454% YoY to $26.6M.

Guidance / outlook

No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.

Earnings release Open filing

Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

Other recent earnings materials

Prediction-grade evidence

Recent News

Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

Earnings Per Share

Score 4.00/5
Q2 boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes Applied Materials Inc Alphabet Inc Class A Check Point Software Technologies Ltd
In Software Application industry , Manhattan Associates Inc , Cadence Design Systems Inc , CoreCard are companies with high ratings.

Return on Equity

Score 1.95/5
Q2 exhibits a lower score in the Return on Equity (ROE) section, falling below the sector median value and indicating a comparatively weaker performance in this metric. The top companies in the same sector include Applied Materials Inc Alphabet Inc Class A Check Point Software Technologies Ltd
Q2 QTWO US$3.3b
Applied Mate... AMAT US$478.4b
Alphabet Inc... GOOGL US$4.3t
Check Point ... CHKP US$14.4b

Net Margin

Score 1.15/5
Q2 olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include Applied Materials Inc Alphabet Inc Class A Check Point Software Technologies Ltd
Q2 QTWO US$3.3b
Applied Mate... AMAT US$478.4b
Alphabet Inc... GOOGL US$4.3t
Check Point ... CHKP US$14.4b

Share Buyback

In Software Application industry , Manhattan Associates Inc , Cadence Design Systems Inc , CoreCard are companies with high ratings.

Leverage

Score 1.88/5
Q2 registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including Applied Materials Inc Alphabet Inc Class A Check Point Software Technologies Ltd have achieved high scores.
Q2 QTWO US$3.3b
Applied Mate... AMAT US$478.4b
Alphabet Inc... GOOGL US$4.3t
Check Point ... CHKP US$14.4b

Financial Statements

Company-reported SEC EDGAR facts organized into the three core statements.

Verified SEC statements load when this section enters view.

Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

Financial Ratio

Yearly Quarterly

Financial
Profitability
Growth
Cash Flow
Financial Health
Efficiency Ratios

Q2 logo

Q2

US$54.65

US$59.03

+8.0% vs price

US$3.3b

-0.31%

-38.86%