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    PennyMac Financial Services

    PFSI
    Last price US$84.37
    Market cap US$4.4b
    12M price change -9.56%
    Loading the 12-month Mave Thesis and 1-month news signal

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    Mr. Cooper Group IncCOOP Industry peer Guild Holdings CoGHLD Industry peer INCOME OPPORTUNITY REALTY INVESTORS INC /TX/IOR Industry peer Aflac IncAFL Sector peer
    Overview Earnings Report Price History News Competitors Earnings per Share Return on Equity Net Margin Share Buyback Leverage Financial Statements Financial Ratio
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    PennyMac Financial Services Overview

    Industry: Mortgage Finance

    Sector: Financial Services

    PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. It sources first-lien residential conventional and government-insured or guaranteed mortgage loans. The Servicing segment engages in the servicing of newly originated loans, and execution and management of early buyout transactions and servicing of loans. It performs loan administration, collection, and default management activities, including the collection and remittance of loan payments, response to customer inquiries, accounting for principal and interest, holding custodial funds for the payment of property taxes and insurance premiums, counseling delinquent borrowers, and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. PennyMac Financial Services, Inc. was founded in 2008 and is headquartered in Westlake Village, California. PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisi Read More

    Mavefund brings filings, fundamentals, valuation, price history and news for PennyMac Financial Services into one research view. The sections below show what strengthens or weakens the research case.

    Score

    Reported Results

    What the company reported, with filing details kept small.

    Filed May 05, 2026

    Quarterly result summary

    Revenue was $545M (reported); EPS was $2.19 (+1% YoY).

    Revenue $545M reported
    EPS $2.19 +1% YoY
    Net income $82.3M reported

    What changed

    • Revenue reported to $545M; EPS +1% YoY to $2.19.

    Capital return

    Dividend declared at $0.30/share.

    Earnings release Open filing

    Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

    Other recent earnings materials
    SEC filing 10-Q May 05, 2026 Earnings material EXHIBIT 99.2 May 05, 2026 SEC filing FORM 8-K May 05, 2026 SEC filing 10-K Feb 20, 2026 SEC filing FORM 8-K Jan 29, 2026 Earnings release EXHIBIT 99.1 Jan 29, 2026 Earnings material EXHIBIT 99.2 Jan 29, 2026 SEC filing 10-Q Oct 28, 2025 SEC filing FORM 8-K Oct 21, 2025 Earnings release EXHIBIT 99.1 Oct 21, 2025 Earnings material EXHIBIT 99.2 Oct 21, 2025

    Prediction-grade evidence

    Recent News

    Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

    Earnings Per Share

    Score 2.00/5
    PennyMac Financial Services earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    In Mortgage Finance industry , Mr. Cooper Group Inc , Guild Holdings Co , INCOME OPPORTUNITY REALTY INVESTORS INC /TX/ are companies with high ratings.

    Return on Equity

    Score 2.64/5
    PennyMac Financial Services stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    PennyMac Fin... PFSI US$4.4b
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Net Margin

    Score 2.29/5
    PennyMac Financial Services olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    PennyMac Fin... PFSI US$4.4b
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Share Buyback

    In Mortgage Finance industry , Mr. Cooper Group Inc , Guild Holdings Co , INCOME OPPORTUNITY REALTY INVESTORS INC /TX/ are companies with high ratings.

    Leverage

    Score 2.57/5
    PennyMac Financial Services attains a commendable score in the category due to its lower leverage ratio over the past six years in comparison to the sector median value. Additionally, other notable companies in the same sector, such as Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc , also exhibit high scores.
    PennyMac Fin... PFSI US$4.4b
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Financial Statements

    Company-reported SEC EDGAR facts organized into the three core statements.

    Verified SEC statements load when this section enters view.

    Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

    Financial Ratio

    Yearly Quarterly

    Financial
    Profitability
    Growth
    Cash Flow
    Financial Health
    Efficiency Ratios

    PennyMac Financial Services logo

    PennyMac Financial Services

    US$84.37

    US$4.4b

    -1.17%

    -9.56%