Orange County Bancorp Inc logo

Orange County Bancorp Inc

OBT
Last price US$37.69
Market cap US$495.9m
12M price change 42.78%
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Orange County Bancorp Inc Overview

Industry: Banks Regional

Sector: Financial Services

Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and affluent individuals. It accepts various deposit products, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services. The company operates full-service branches in Orange, Westchester, Rockland, and Bronx counties in New York, as well as loan production office. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York. Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and affluent individuals. It accepts various deposit products, Read More

Mavefund brings filings, fundamentals, valuation, price history and news for Orange County Bancorp Inc into one research view. The sections below show what strengthens or weakens the research case.

Score

Reported Results

What the company reported, with filing details kept small.

Filed Apr 28, 2026

Quarterly result summary

EPS was $0.85 (+10% YoY).

EPS $0.85 +10% YoY
Net income $11.3M reported

What changed

  • EPS +10% YoY to $0.85.

Guidance / outlook

No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.

Earnings release Open filing

Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

Other recent earnings materials

Prediction-grade evidence

Recent News

Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

Earnings Per Share

Score 2.00/5
Orange County Bancorp Inc earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
In Banks Regional industry , Pathward Financial Inc , The Bancorp Inc , Axos Financial are companies with high ratings.

Return on Equity

Score 4.51/5
Orange County Bancorp Inc stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
Orange Count... OBT US$495.9m
Aflac Inc AFL US$62.2b
Pathward Fin... CASH US$2.0b
T. Rowe Pric... TROW US$25.9b

Net Margin

Score 2.49/5
Orange County Bancorp Inc olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
Orange Count... OBT US$495.9m
Aflac Inc AFL US$62.2b
Pathward Fin... CASH US$2.0b
T. Rowe Pric... TROW US$25.9b

Share Buyback

In Banks Regional industry , Pathward Financial Inc , The Bancorp Inc , Axos Financial are companies with high ratings.

Leverage

Score 1.28/5
Orange County Bancorp Inc registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc have achieved high scores.
Orange Count... OBT US$495.9m
Aflac Inc AFL US$62.2b
Pathward Fin... CASH US$2.0b
T. Rowe Pric... TROW US$25.9b

Financial Statements

Company-reported SEC EDGAR facts organized into the three core statements.

Verified SEC statements load when this section enters view.

Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

Financial Ratio

Yearly Quarterly

Financial
Profitability
Growth
Cash Flow
Financial Health
Efficiency Ratios

Orange County Bancorp Inc logo

Orange County Bancorp Inc

US$37.69

US$67.95

+80.3% vs price

US$495.9m

0.41%

42.78%