Navient Corp Overview
Industry: Credit Services
Sector: Financial Services
Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as federal education loans held by other institutions. It also owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware. Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federa Read MoreMavefund brings filings, fundamentals, valuation, price history and news for Navient Corp into one research view. The sections below show what strengthens or weakens the research case.
Score
Reported Results
What the company reported, with filing details kept small.
Quarterly result summary
Revenue was $85M (+33% YoY); EPS was $96 (+97% YoY).
Revenue
$85M
+33% YoY
EPS
$96
+97% YoY
Net income
$17M
reported
What changed
- Revenue +33% YoY to $85M; EPS +97% YoY to $96.
Guidance / outlook
We expect to fund our ongoing liquidity needs, including the repayment of $1.2 billion of senior unsecured notes that mature in the short term (i.
Earnings material
Open filing
Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.
Other recent earnings materials
SEC filing
8-K
Apr 29, 2026
SEC filing
10-Q
Apr 29, 2026
Earnings material
Earnings release
Apr 29, 2026
SEC filing
10-K
Feb 26, 2026
Earnings material
Earnings release
Jan 28, 2026
SEC filing
8-K
Jan 28, 2026
Earnings material
Earnings release
Jan 28, 2026
Earnings material
Earnings release
Oct 29, 2025
SEC filing
8-K
Oct 29, 2025
SEC filing
10-Q
Oct 29, 2025
Earnings material
Earnings release
Oct 29, 2025
Prediction-grade evidence
Recent News
Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.
Navi, Digital Wellness App Co-Designed By Teens, Launches In New Mexico
Headline from Forbes: Navi, Digital Wellness App Co-Designed By Teens, Launches In New Mexico.
This week in Aviation: Fuel duty, UDAN, Navi Mumbai goes international
Headline from Forbes India: This week in Aviation: Fuel duty, UDAN, Navi Mumbai goes international.
Earnings Per Share
Score 2.00/5
Navient Corp earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
In
Credit Services industry
, American Express Company
, Western Union CO
, Mastercard Inc
are companies with high ratings.
Return on Equity
Score 2.57/5
Navient Corp stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Net Margin
Score 1.61/5
Navient Corp
olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Leverage
Score 1.09/5
Navient Corp
registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
have achieved high scores.
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Financial Statements
Company-reported SEC EDGAR facts organized into the three core statements.
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Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.
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