LCNB Corporation Overview
Industry: Banks Regional
Sector: Financial Services
LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in Ohio. Its deposit products include checking accounts, demand deposits, savings accounts, NOW and money market deposits, as well as individual retirement accounts and time certificates. The company's loan products comprise commercial and industrial, commercial and residential real estate, agricultural, construction, and small business administration loans; and residential mortgage loans that consists of loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. It also offers consumer loans, such as automobile, recreational vehicles, boat, home improvement, and personal loans. In addition, the company provides trust administration, estate settlement, and fiduciary services; and investment management services for trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, it offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, the company provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. The company was founded in 1877 and is headquartered in Lebanon, Ohio. LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in Ohio. Its deposit products include checking accounts, demand deposits, savings accounts, NOW and money market deposits, as well as individual retirement accounts and time certificates. The c Read MoreMavefund brings filings, fundamentals, valuation, price history and news for LCNB Corporation into one research view. The sections below show what strengthens or weakens the research case.
Score
Reported Results
What the company reported, with filing details kept small.
Quarterly result summary
Operating income was $0.2M (+19% YoY). Net income was $7.5M (+69% YoY).
Operating income
$0.2M
+19% YoY
Net income
$7.5M
+69% YoY
What changed
- Operating income +19% YoY to $0.2M.
- Net income +69% YoY to $7.5M.
Guidance / outlook
No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.
Earnings release
Open filing
Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.
Other recent earnings materials
SEC filing
FORM 8-K
Jul 15, 2026
Earnings release
EXHIBIT 99.1
Jul 15, 2026
SEC filing
FORM 10-Q
May 06, 2026
Earnings release
EXHIBIT 99.2
Apr 22, 2026
SEC filing
FORM 8-K
Apr 22, 2026
Earnings release
EXHIBIT 99.1
Apr 22, 2026
SEC filing
FORM 10-K
Mar 11, 2026
Earnings release
EXHIBIT 99.1
Jan 29, 2026
Earnings release
EXHIBIT 99.2
Jan 29, 2026
SEC filing
FORM 8-K
Jan 29, 2026
SEC filing
FORM 10-Q
Nov 05, 2025
Prediction-grade evidence
Recent News
Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.
LCNB earnings beat by $0.10, revenue topped estimates
Headline from Investing.com: LCNB earnings beat by $0.10, revenue topped estimates.
LCNB (LCNB) Surpasses Q2 Earnings and Revenue Estimates
Headline from Yahoo Finance: LCNB (LCNB) Surpasses Q2 Earnings and Revenue Estimates.
LCNB Corp. Reports Financial Results for the Three and Six Months Ended June 30, 2026
Headline from Yahoo Finance: LCNB Corp. Reports Financial Results for the Three and Six Months Ended June 30, 2026.
Earnings Per Share
Score 3.00/5
LCNB Corporation boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
In
Banks Regional industry
, Pathward Financial Inc
, The Bancorp Inc
, Axos Financial
are companies with high ratings.
Return on Equity
Score 3.46/5
LCNB Corporation stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Net Margin
Score 2.49/5
LCNB Corporation
olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Leverage
Score 2.16/5
LCNB Corporation
registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
have achieved high scores.
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Financial Statements
Company-reported SEC EDGAR facts organized into the three core statements.
Verified SEC statements load when this section enters view.
Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.
Financial Ratio
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Efficiency Ratios