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    Heritage Insurance

    HRTG
    Last price US$33.96
    Market cap US$851.7m
    12M price change 51.34%
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    The Travelers Companies IncTRV Industry peer Palomar Holdings IncPLMR Industry peer Hartford Financial Services GroupHIG Industry peer Aflac IncAFL Sector peer
    Overview Earnings Report Price History News Competitors Earnings per Share Return on Equity Net Margin Share Buyback Leverage Financial Statements Financial Ratio
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    Heritage Insurance Overview

    Industry: Insurance Property & Casualty

    Sector: Financial Services

    Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential property insurance for single-family homeowners and condominium owners; and rental property insurance in the states of Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; commercial residential insurance for properties in Florida, New Jersey, and New York; and licensed in the state of Pennsylvania, as well as personal residential and wind-only property insurance. It also provides restoration, emergency, and recovery services; property management, and reinsurance services. In addition, the company provides personal line policies through a network of retail independent agents, wholesale agents, and a partnership with a direct agency, as well as distribute indirectly to retail locations through wholesale agency relationships. Further, it offers personal and commercial insurance policies through a network of independent agencies. Heritage Insurance Holdings, Inc. was founded in 2012 and is headquartered in Tampa, Florida. Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential property insurance for single-family homeowners and condominium owners; and rental property insurance in the states of Alabama, Califo Read More

    Mavefund brings filings, fundamentals, valuation, price history and news for Heritage Insurance into one research view. The sections below show what strengthens or weakens the research case.

    Score

    Reported Results

    What the company reported, with filing details kept small.

    Filed Aug 05, 2026

    Quarterly result summary

    Revenue was $214.2M (+3% YoY); EPS was $3.23 (reported).

    Revenue $214.2M +3% YoY
    EPS $3.23 reported
    Operating income $83.8M +29% YoY
    Net income $61.7M +28.5% YoY

    What changed

    • Revenue +3% YoY to $214.2M; EPS reported to $3.23.
    • Operating income +29% YoY to $83.8M.
    • Net income +28.5% YoY to $61.7M.

    Guidance / outlook

    the Company expects to also focus on the following profitability initiatives in 2026: • Target geographies for new business, while closely managing risk and exposure.

    Earnings release Open filing

    Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

    Other recent earnings materials
    SEC filing 10-Q Aug 07, 2026 SEC filing 8-K Aug 05, 2026 SEC filing 10-Q May 08, 2026 SEC filing 8-K May 07, 2026 Earnings release Earnings release May 07, 2026 SEC filing 10-K/A Mar 19, 2026 SEC filing 10-K Mar 12, 2026 SEC filing 8-K Mar 09, 2026 Earnings release Earnings release Mar 09, 2026 Earnings release Earnings release Feb 23, 2026 SEC filing 8-K Feb 23, 2026

    Prediction-grade evidence

    Recent News

    Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

    Earnings Per Share

    Score 2.00/5
    Heritage Insurance earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    In Insurance Property & Casualty industry , The Travelers Companies Inc , Palomar Holdings Inc , Hartford Financial Services Group are companies with high ratings.

    Return on Equity

    Score 1.08/5
    Heritage Insurance exhibits a lower score in the Return on Equity (ROE) section, falling below the sector median value and indicating a comparatively weaker performance in this metric. The top companies in the same sector include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    Heritage Ins... HRTG US$851.7m
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Net Margin

    Score 1.56/5
    Heritage Insurance olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    Heritage Ins... HRTG US$851.7m
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Share Buyback

    In Insurance Property & Casualty industry , The Travelers Companies Inc , Palomar Holdings Inc , Hartford Financial Services Group are companies with high ratings.

    Leverage

    Score 2.41/5
    Heritage Insurance registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc have achieved high scores.
    Heritage Ins... HRTG US$851.7m
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Financial Statements

    Company-reported SEC EDGAR facts organized into the three core statements.

    Reported currency
    Verified SEC statements load when this section enters view.

    Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

    Financial Ratio

    Yearly Quarterly

    Financial
    Profitability
    Growth
    Cash Flow
    Financial Health
    Efficiency Ratios

    Heritage Insurance logo

    Heritage Insurance

    US$33.96

    US$105.79

    +211.5% vs price

    US$851.7m

    3.73%

    51.34%