HDFC BANK LTD Overview
Industry: Banks Regional
Sector: Financial Services
HDFC Bank Limited provides banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, and Dubai. It operates in Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Unallocated segments. The company accepts savings, salary, current, rural, public provident fund, pension, and Demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, overdrafts against fixed deposits, and sweep-in facilities. It also provides personal, home, car, two wheeler, business, educational, gold, consumer, and rural loans; loans against properties, securities, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment and commercial vehicle finance, dealer finance, and term and professional loans. The company offers credit, debit, prepaid, and forex cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; insurance and investment products. It provides short term finance, bill discounting, structured finance, export credit, loan syndication, and documents collection services; online and wholesale, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; and channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services, as well as financial solutions for supply chain partners and agricultural customers. The company operates 6,378 branches and 18,620 automated teller machines in 3,203 cities/towns. The company was incorporated in 1994 and is based in Mumbai, India. HDFC Bank Limited provides banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, and Dubai. It operates in Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Unallocated segments. The company accepts savings, salary, current, rural, public p Read MoreMavefund brings filings, fundamentals, valuation, price history and news for HDFC BANK LTD into one research view. The sections below show what strengthens or weakens the research case.
Score
Reported Results
What the company reported, with filing details kept small.
Quarterly result summary
EX-99 Exhibit 99 PRESS RELEASE HDFC Bank Limited (NYSE: HDB) filed its Form 20-F for the year ended March 31, 2026 on July 29, 2026. Filings made by HDFC Bank Limited with the SEC are available from the SEC’s EDGAR database via the direct link to its website...
What changed
- Review the SEC source filing for the full reported results and management commentary.
Guidance / outlook
No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.
Earnings release
Open filing
Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.
Other recent earnings materials
Prediction-grade evidence
Recent News
Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.
HDB Investors Have Opportunity to Lead HDFC Bank Limited Securities Fraud Lawsuit
Headline from PR Newswire: HDB Investors Have Opportunity to Lead HDFC Bank Limited Securities Fraud Lawsuit.
HDFC BANK LTD. R (HDFA.HM) Q4 25/26 earnings call transcript
Headline from Yahoo Finance: HDFC BANK LTD. R (HDFA.HM) Q4 25/26 earnings call transcript.
HDFC Bank expects NIM recovery in 2-3 years as HDFC merger impact eases
Headline from CNBC TV18: HDFC Bank expects NIM recovery in 2-3 years as HDFC merger impact eases.
HDFC Bank AGM: Next three years will be very exciting for lender, says CEO Jagdishan
Headline from Fortune India: HDFC Bank AGM: Next three years will be very exciting for lender, says CEO Jagdishan.
HDFC Bank AGM: Lender at 'cusp of change', poised for stronger growth on merger, technology push, says part-time chairman Rajiv Kumar
Headline from Fortune India: HDFC Bank AGM: Lender at 'cusp of change', poised for stronger growth on merger, technology push, says part-time chairman Rajiv Kumar.
HDFC Bank advances Friday, outperforms market
Headline from marketwatch.com: HDFC Bank advances Friday, outperforms market.
Earnings Per Share
Score 4.00/5
HDFC BANK LTD boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
In
Banks Regional industry
, Pathward Financial Inc
, The Bancorp Inc
, Axos Financial
are companies with high ratings.
Return on Equity
Score 4.57/5
HDFC BANK LTD stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Net Margin
Score 4.49/5
HDFC BANK LTD
commands a high score, propelled by its net margin consistently outpacing the sector median value and exhibiting continuous growth in recent six years; noteworthy counterparts in the sector, boasting similarly high scores, include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Leverage
Score 2.20/5
HDFC BANK LTD
registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
have achieved high scores.
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Financial Statements
Company-reported SEC EDGAR facts organized into the three core statements.
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Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.
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