First United Corporation Overview
Industry: Banks Regional
Sector: Financial Services
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. It offers various deposit products, which includes checking, savings, and money market deposit accounts, as well as certificates of deposit. The company loan portfolio includes commercial loans secured by real estate, commercial equipment, vehicles, or other assets of the borrower; commercial real estate loans for residential and commercial development, agricultural purpose properties, and service industry buildings; residential mortgage loans; home equity lines of credit; residential real estate construction loans; and indirect and direct auto loans, student loans, term loans, and other secured and unsecured lines of credit and term loans. It also offers access to multi-million-dollar certificates of deposit and the insured cash sweep program including multi-million-dollar savings and demand deposits to municipalities, businesses, and consumers; and treasury management, cash sweep, and various checking services. In addition, the company provides trust services, which includes personal trust, investment agency accounts, charitable trusts, retirement accounts including IRA roll-overs, 401(k) accounts and defined benefit plans, estate administration, and estate planning; and insurance products, brokerage services, and safe deposit and night depository facilities. First United Corporation was incorporated in 1984 and is headquartered in Oakland, Maryland. First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. It offers various deposit products, which includes checking, savings, and money market deposit accounts, as well as Read MoreMavefund brings filings, fundamentals, valuation, price history and news for First United Corporation into one research view. The sections below show what strengthens or weakens the research case.
Score
Reported Results
What the company reported, with filing details kept small.
Quarterly result summary
EPS was $1.13 (+23% YoY).
Net income/share
$0.87
reported
EPS
$1.13
+23% YoY
Operating income
$5.3M
+8% YoY
Net income
$5.7M
reported
What changed
- EPS +23% YoY to $1.13.
- Operating income +8% YoY to $5.3M.
Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.
Other recent earnings materials
SEC filing
10-Q
Aug 06, 2026
SEC filing
FORM 8-K
Jul 20, 2026
SEC filing
10-Q
May 08, 2026
SEC filing
FORM 8-K
Apr 21, 2026
Earnings release
EXHIBIT 99.1
Apr 21, 2026
SEC filing
10-K
Mar 10, 2026
SEC filing
FORM 8-K
Feb 04, 2026
Earnings release
EXHIBIT 99.1
Feb 04, 2026
SEC filing
10-Q
Nov 05, 2025
SEC filing
FORM 8-K
Oct 21, 2025
Earnings release
EXHIBIT 99.1
Oct 21, 2025
Prediction-grade evidence
Recent News
Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.
This is Why First United Corporation (FUNC) is a Great Dividend Stock
Headline from Yahoo Finance: This is Why First United Corporation (FUNC) is a Great Dividend Stock.
FUNC 10-Q & SEC Filings
Headline from Yahoo Finance: FUNC 10-Q & SEC Filings.
Earnings Per Share
Score 4.00/5
First United Corporation boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
In
Banks Regional industry
, Pathward Financial Inc
, The Bancorp Inc
, Axos Financial
are companies with high ratings.
Return on Equity
Score 4.05/5
First United Corporation stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Net Margin
Score 3.58/5
First United Corporation
commands a high score, propelled by its net margin consistently outpacing the sector median value and exhibiting continuous growth in recent six years; noteworthy counterparts in the sector, boasting similarly high scores, include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Leverage
Score 1.45/5
First United Corporation
registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
have achieved high scores.
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Financial Statements
Company-reported SEC EDGAR facts organized into the three core statements.
Verified SEC statements load when this section enters view.
Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.
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