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    First Commonwealth Financial

    FCF
    Last price US$20.89
    Market cap US$2.1b
    12M price change 27.56%
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    Pathward Financial IncCASH Industry peer The Bancorp IncTBBK Industry peer Axos FinancialAX Industry peer Aflac IncAFL Sector peer
    Overview Earnings Report Price History News Competitors Earnings per Share Return on Equity Net Margin Share Buyback Leverage Financial Statements Financial Ratio
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    First Commonwealth Financial Overview

    Industry: Banks Regional

    Sector: Financial Services

    First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (atm) services, as well as internet, mobile, and telephone banking services. The company's commercial banking services comprise commercial lending, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, it offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania. First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money mark Read More

    Mavefund brings filings, fundamentals, valuation, price history and news for First Commonwealth Financial into one research view. The sections below show what strengthens or weakens the research case.

    Score

    Reported Results

    What the company reported, with filing details kept small.

    Filed Apr 28, 2026

    Quarterly result summary

    Revenue was $133.7M (-3% YoY); EPS was $0.37 (-14% YoY).

    Revenue $133.7M -3% YoY
    EPS $0.37 -14% YoY
    Net income $37.5M reported

    What changed

    • Revenue -3% YoY to $133.7M; EPS -14% YoY to $0.37.

    Guidance / outlook

    No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.

    Earnings release Open filing

    Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

    Other recent earnings materials
    SEC filing FORM 10-Q May 11, 2026 SEC filing FORM 8-K Apr 28, 2026 SEC filing FORM 10-K Mar 02, 2026 Earnings release Earnings release Jan 28, 2026 SEC filing FORM 8-K Jan 28, 2026 SEC filing FORM 10-Q Nov 10, 2025 Earnings release Earnings release Oct 28, 2025 SEC filing FORM 8-K Oct 28, 2025 SEC filing FORM 10-Q Aug 11, 2025 SEC filing FORM 8-K Jul 30, 2025 Earnings release Earnings release Jul 30, 2025

    Prediction-grade evidence

    Recent News

    Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

    Earnings Per Share

    Score 2.00/5
    First Commonwealth Financial earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    In Banks Regional industry , Pathward Financial Inc , The Bancorp Inc , Axos Financial are companies with high ratings.

    Return on Equity

    Score 4.00/5
    First Commonwealth Financial stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    First Common... FCF US$2.1b
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Net Margin

    Score 2.49/5
    First Commonwealth Financial olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    First Common... FCF US$2.1b
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Share Buyback

    In Banks Regional industry , Pathward Financial Inc , The Bancorp Inc , Axos Financial are companies with high ratings.

    Leverage

    Score 2.16/5
    First Commonwealth Financial registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc have achieved high scores.
    First Common... FCF US$2.1b
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Financial Statements

    Company-reported SEC EDGAR facts organized into the three core statements.

    Verified SEC statements load when this section enters view.

    Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

    Financial Ratio

    Yearly Quarterly

    Financial
    Profitability
    Growth
    Cash Flow
    Financial Health
    Efficiency Ratios

    First Commonwealth Financial logo

    First Commonwealth Financial

    US$20.89

    US$22.97

    +9.9% vs price

    US$2.1b

    -1.02%

    27.56%