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    Enova International

    ENVA
    Last price US$265.45
    Market cap US$5.9b
    12M price change 141.14%
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    American Express CompanyAXP Industry peer Western Union COWU Industry peer Mastercard IncMA Industry peer Aflac IncAFL Sector peer
    Overview Earnings Report Price History News Competitors Earnings per Share Return on Equity Net Margin Share Buyback Leverage Financial Statements Financial Ratio
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    Enova International Overview

    Industry: Credit Services

    Sector: Financial Services

    Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. The company was incorporated in 2011 and is headquartered in Chicago, Illinois. Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independ Read More

    Mavefund brings filings, fundamentals, valuation, price history and news for Enova International into one research view. The sections below show what strengthens or weakens the research case.

    Score

    Reported Results

    What the company reported, with filing details kept small.

    Filed Jul 23, 2026

    Quarterly result summary

    Revenue was $929M (+22% YoY); EPS was $4 (+40% YoY).

    Revenue $929M +22% YoY
    EPS $4 +40% YoY
    Operating income $237.1M +29% YoY
    Net income $105M reported

    What changed

    • Revenue +22% YoY to $929M; EPS +40% YoY to $4.
    • Operating income +29% YoY to $237.1M.

    Guidance / outlook

    No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.

    Earnings release Open filing

    Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

    Other recent earnings materials
    SEC filing 10-Q Jul 23, 2026 SEC filing 8-K Jul 23, 2026 SEC filing 10-Q Apr 23, 2026 SEC filing 8-K Apr 23, 2026 Earnings release Earnings release Apr 23, 2026 SEC filing 10-K Feb 20, 2026 SEC filing 8-K Jan 27, 2026 Earnings release Earnings release Jan 27, 2026 SEC filing 10-Q Oct 24, 2025 Earnings release Earnings release Oct 23, 2025 SEC filing 8-K Oct 23, 2025

    Prediction-grade evidence

    Recent News

    Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

    Earnings Per Share

    Score 2.00/5
    Enova International earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    In Credit Services industry , American Express Company , Western Union CO , Mastercard Inc are companies with high ratings.

    Return on Equity

    Score 2.65/5
    Enova International stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    Enova Intern... ENVA US$5.9b
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Net Margin

    Score 1.84/5
    Enova International olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    Enova Intern... ENVA US$5.9b
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Share Buyback

    In Credit Services industry , American Express Company , Western Union CO , Mastercard Inc are companies with high ratings.

    Leverage

    Score 2.77/5
    Enova International attains a commendable score in the category due to its lower leverage ratio over the past six years in comparison to the sector median value. Additionally, other notable companies in the same sector, such as Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc , also exhibit high scores.
    Enova Intern... ENVA US$5.9b
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Financial Statements

    Company-reported SEC EDGAR facts organized into the three core statements.

    Reported currency
    Verified SEC statements load when this section enters view.

    Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

    Financial Ratio

    Yearly Quarterly

    Financial
    Profitability
    Growth
    Cash Flow
    Financial Health
    Efficiency Ratios

    Enova International logo

    Enova International

    US$265.45

    US$33.16

    -87.5% vs price

    US$5.9b

    5.13%

    141.14%