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    EAGLE FINANCIAL SERVICES INC

    EFSI
    Last price US$40.30
    Market cap US$219.2m
    12M price change 19.90%
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    Pathward Financial IncCASH Industry peer The Bancorp IncTBBK Industry peer Axos FinancialAX Industry peer Aflac IncAFL Sector peer
    Overview Earnings Report Price History News Competitors Earnings per Share Return on Equity Net Margin Share Buyback Leverage Financial Statements Financial Ratio
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    EAGLE FINANCIAL SERVICES INC Overview

    Industry: Banks Regional

    Sector: Financial Services

    Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the Shenandoah Valley and Northern Virginia. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, as well as secured and unsecured consumer loans, which include personal installment loans, personal lines of credit, automobile loans, and credit card loans. The company also offers fiduciary services; advisory services and investment products, including individual retirement accounts, mutual funds, tax-deferred annuities, 529 college savings plans, life insurance, long term care insurance, brokerage certificates of deposit, and other brokerage services; non-deposit investment products; and title insurance products. In addition, it provides ATM and debit cards; online bill payment services; and telephone, internet, and mobile banking services, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. The company operates through full-service branches, loan production offices, drive-through only facility, and ATM locations in the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax, as well as Maryland community of Frederick. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia. Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the Shenandoah Valley and Northern Virginia. The company's deposit products include checking, NOW, money market, and regular savings acc Read More

    Mavefund brings filings, fundamentals, valuation, price history and news for EAGLE FINANCIAL SERVICES INC into one research view. The sections below show what strengthens or weakens the research case.

    Score

    Reported Results

    What the company reported, with filing details kept small.

    Filed Jul 23, 2026

    Quarterly result summary

    Revenue was -$0M (+14.8% YoY). Operating income was $0.3M (+157% YoY). Net income was $5.3M.

    Revenue -$0M +14.8% YoY
    Operating income $0.3M +157% YoY
    Net income $5.3M reported

    What changed

    • Revenue +14.8% YoY to -$0M.
    • Operating income +157% YoY to $0.3M.

    Guidance / outlook

    The Company expects to recover its investments in debt securities through scheduled payments of principal and interest.

    Earnings release Open filing

    Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

    Other recent earnings materials
    SEC filing 8-K Jul 23, 2026 SEC filing 10-Q May 11, 2026 SEC filing 8-K Apr 23, 2026 Earnings release Earnings release Apr 23, 2026 Earnings release Earnings release Apr 23, 2026 SEC filing 10-K Mar 16, 2026 Earnings release Earnings release Jan 26, 2026 Earnings release Earnings release Jan 26, 2026 SEC filing 8-K Jan 26, 2026 SEC filing 10-Q Nov 13, 2025 SEC filing 8-K Oct 23, 2025

    Prediction-grade evidence

    Recent News

    Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

    Earnings Per Share

    Score 3.00/5
    EAGLE FINANCIAL SERVICES INC boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    In Banks Regional industry , Pathward Financial Inc , The Bancorp Inc , Axos Financial are companies with high ratings.

    Return on Equity

    Score 3.93/5
    EAGLE FINANCIAL SERVICES INC stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    EAGLE FINANC... EFSI US$219.2m
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Net Margin

    Score 2.00/5
    EAGLE FINANCIAL SERVICES INC olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    EAGLE FINANC... EFSI US$219.2m
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Share Buyback

    In Banks Regional industry , Pathward Financial Inc , The Bancorp Inc , Axos Financial are companies with high ratings.

    Leverage

    Score 1.27/5
    EAGLE FINANCIAL SERVICES INC registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc have achieved high scores.
    EAGLE FINANC... EFSI US$219.2m
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Financial Statements

    Company-reported SEC EDGAR facts organized into the three core statements.

    Verified SEC statements load when this section enters view.

    Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

    Financial Ratio

    Yearly Quarterly

    Financial
    Profitability
    Growth
    Cash Flow
    Financial Health
    Efficiency Ratios

    EAGLE FINANCIAL SERVICES INC logo

    EAGLE FINANCIAL SERVICES INC

    US$40.30

    US$106.17

    +163.5% vs price

    US$219.2m

    -4.73%

    19.90%