Encore Capital Group Inc logo

Encore Capital Group Inc

ECPG
Last price US$90.24
Market cap US$2.0b
12M price change 132.76%
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Encore Capital Group Inc Overview

Industry: Mortgage Finance

Sector: Financial Services

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services, as well as debt servicing and other portfolio management services to credit originator for non-performing loans. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California. Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working Read More

Mavefund brings filings, fundamentals, valuation, price history and news for Encore Capital Group Inc into one research view. The sections below show what strengthens or weakens the research case.

Score

Reported Results

What the company reported, with filing details kept small.

Filed May 06, 2026

Quarterly result summary

Revenue was $475.4M (+21% YoY); EPS was $3.86 (reported).

Revenue $475.4M +21% YoY
EPS $3.86 reported
Operating income $184M +42% YoY
Net income $86.2M +84% YoY

What changed

  • Revenue +21% YoY to $475.4M; EPS reported to $3.86.
  • Operating income +42% YoY to $184M.
  • Net income +84% YoY to $86.2M.

Guidance / outlook

No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.

Earnings release Open filing

Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

Other recent earnings materials

Prediction-grade evidence

Recent News

Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

Earnings Per Share

Score 3.00/5
Encore Capital Group Inc boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
In Mortgage Finance industry , Mr. Cooper Group Inc , Guild Holdings Co , INCOME OPPORTUNITY REALTY INVESTORS INC /TX/ are companies with high ratings.

Return on Equity

Score 3.67/5
Encore Capital Group Inc stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
Encore Capit... ECPG US$2.0b
Aflac Inc AFL US$62.2b
Pathward Fin... CASH US$2.0b
T. Rowe Pric... TROW US$25.9b

Net Margin

Score 2.94/5
Encore Capital Group Inc commands a high score, propelled by its net margin consistently outpacing the sector median value and exhibiting continuous growth in recent six years; noteworthy counterparts in the sector, boasting similarly high scores, include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
Encore Capit... ECPG US$2.0b
Aflac Inc AFL US$62.2b
Pathward Fin... CASH US$2.0b
T. Rowe Pric... TROW US$25.9b

Share Buyback

In Mortgage Finance industry , Mr. Cooper Group Inc , Guild Holdings Co , INCOME OPPORTUNITY REALTY INVESTORS INC /TX/ are companies with high ratings.

Leverage

Score 2.66/5
Encore Capital Group Inc attains a commendable score in the category due to its lower leverage ratio over the past six years in comparison to the sector median value. Additionally, other notable companies in the same sector, such as Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc , also exhibit high scores.
Encore Capit... ECPG US$2.0b
Aflac Inc AFL US$62.2b
Pathward Fin... CASH US$2.0b
T. Rowe Pric... TROW US$25.9b

Financial Statements

Company-reported SEC EDGAR facts organized into the three core statements.

Verified SEC statements load when this section enters view.

Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

Financial Ratio

Yearly Quarterly

Financial
Profitability
Growth
Cash Flow
Financial Health
Efficiency Ratios

Encore Capital Group Inc logo

Encore Capital Group Inc

US$90.24

US$85.45

-5.3% vs price

US$2.0b

-1.18%

132.76%