Consumer Portfolio Services Inc Overview
Industry: Credit Services
Sector: Financial Services
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company also acquires installment purchase contracts in merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is headquartered in Irvine, California. Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, Read MoreMavefund brings filings, fundamentals, valuation, price history and news for Consumer Portfolio Services Inc into one research view. The sections below show what strengthens or weakens the research case.
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Reported Results
What the company reported, with filing details kept small.
Quarterly result summary
Revenue was $112.3M (+5% YoY). Net income was $5.5M (+18% YoY).
Revenue
$112.3M
+5% YoY
Net income
$5.5M
+18% YoY
What changed
- Revenue +5% YoY to $112.3M.
- Net income +18% YoY to $5.5M.
Guidance / outlook
No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.
Earnings release
Open filing
Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.
Other recent earnings materials
SEC filing
FORM 10-Q FOR MAR 2026
May 08, 2026
SEC filing
CURRENT REPORT
May 05, 2026
SEC filing
FORM 10-K FOR DEC 2025
Mar 16, 2026
SEC filing
CURRENT REPORT
Mar 10, 2026
Earnings release
NEWS RELEASE RE EARNINGS
Mar 10, 2026
SEC filing
FORM 10-Q FOR SEPT 2025
Nov 10, 2025
SEC filing
CURRENT REPORT
Nov 10, 2025
Earnings release
NEWS RELEASE
Nov 10, 2025
SEC filing
FORM 10-Q FOR JUNE 2025
Aug 11, 2025
Earnings release
NEWS RELEASE
Aug 11, 2025
SEC filing
FORM 8-K
Aug 11, 2025
Prediction-grade evidence
Recent News
Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.
CPSS 8-K & SEC Filings
Headline from Yahoo Finance: CPSS 8-K & SEC Filings.
Earnings Per Share
Score 3.00/5
Consumer Portfolio Services Inc boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
In
Credit Services industry
, American Express Company
, Western Union CO
, Mastercard Inc
are companies with high ratings.
Return on Equity
Score 3.53/5
Consumer Portfolio Services Inc stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Net Margin
Score 3.84/5
Consumer Portfolio Services Inc
commands a high score, propelled by its net margin consistently outpacing the sector median value and exhibiting continuous growth in recent six years; noteworthy counterparts in the sector, boasting similarly high scores, include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Leverage
Score 1.38/5
Consumer Portfolio Services Inc
registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
have achieved high scores.
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Financial Statements
Company-reported SEC EDGAR facts organized into the three core statements.
Verified SEC statements load when this section enters view.
Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.
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