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    C&F Financial Corporation

    CFFI
    Last price US$88.00
    Market cap US$250.3m
    12M price change 26.27%
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    Industry and sector peers, plus broader research alternatives

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    Pathward Financial IncCASH Industry peer The Bancorp IncTBBK Industry peer Axos FinancialAX Industry peer Aflac IncAFL Sector peer
    Overview Earnings Report Price History News Competitors Earnings per Share Return on Equity Net Margin Share Buyback Leverage Financial Statements Financial Ratio
    Dashboard Funda..tals Prediction Screener Map

    C&F Financial Corporation Overview

    Industry: Banks Regional

    Sector: Financial Services

    C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company's community Banking offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. It also provides ATMs, Internet and mobile banking, and debit and credit cards, as well as safe deposit box rentals, notary public, electronic transfer, and other customary bank services. The company's Mortgage Banking segment provides various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan origination services for residential appraisals, as well as various mortgage origination activities. The company's Consumer Finance segment provides automobile loans. It also offers brokerage and wealth management services; and insurance products. In addition, the company provides title and settlement agency, and insurance services. C&F Financial Corporation was founded in 1927 and is headquartered in West Point, Virginia. C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company's community Banking offers various banking services, including checking and savings deposit accounts, as well as business, real estate, Read More

    Mavefund brings filings, fundamentals, valuation, price history and news for C&F Financial Corporation into one research view. The sections below show what strengthens or weakens the research case.

    Score

    Reported Results

    What the company reported, with filing details kept small.

    Filed Apr 23, 2026

    Quarterly result summary

    buyback authorization was $5M.

    Net income/share $2.08 reported
    Net loss -$0.1M from $0.2M
    Net income $6.8M +26% YoY
    Buyback authorization $5M authorized

    What changed

    • Capital return update: authorized up to $5M of repurchases.
    • Net loss was -$0.1M (from $0.2M).
    • Net income +26% YoY to $6.8M.

    Capital return

    Board authorized up to $5M of additional repurchases.

    Earnings release Open filing

    Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

    Other recent earnings materials
    SEC filing 10-Q Aug 10, 2026 SEC filing EX-99.1 Jul 23, 2026 SEC filing 10-Q May 11, 2026 SEC filing 10-K Mar 03, 2026 Earnings release Earnings release Jan 27, 2026 SEC filing 10-Q Nov 04, 2025 Earnings release Earnings release Oct 23, 2025 SEC filing 10-Q Aug 11, 2025 Earnings release Earnings release Jul 24, 2025

    Prediction-grade evidence

    Recent News

    Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

    No qualified company news in the last 14 days

    No recent article passed both the company-relevance and source-reliability checks. Research continues to use the other available filings, fundamentals, market data, and valuation inputs.

    Earnings Per Share

    Score 3.00/5
    C&F Financial Corporation boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    In Banks Regional industry , Pathward Financial Inc , The Bancorp Inc , Axos Financial are companies with high ratings.

    Return on Equity

    Score 4.18/5
    C&F Financial Corporation stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    C&F Financia... CFFI US$250.3m
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Net Margin

    Score 3.06/5
    C&F Financial Corporation commands a high score, propelled by its net margin consistently outpacing the sector median value and exhibiting continuous growth in recent six years; noteworthy counterparts in the sector, boasting similarly high scores, include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    C&F Financia... CFFI US$250.3m
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Share Buyback

    In Banks Regional industry , Pathward Financial Inc , The Bancorp Inc , Axos Financial are companies with high ratings.

    Leverage

    Score 1.58/5
    C&F Financial Corporation registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc have achieved high scores.
    C&F Financia... CFFI US$250.3m
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Financial Statements

    Company-reported SEC EDGAR facts organized into the three core statements.

    Reported currency
    Verified SEC statements load when this section enters view.

    Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

    Financial Ratio

    Yearly Quarterly

    Financial
    Profitability
    Growth
    Cash Flow
    Financial Health
    Efficiency Ratios

    C&F Financial Corporation logo

    C&F Financial Corporation

    US$88.00

    US$63.21

    -28.2% vs price

    US$250.3m

    1.73%

    26.27%