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    Bayfirst Financial Corp

    BAFN
    Last price US$6.41
    Market cap US$22.3m
    12M price change -34.22%
    Loading the 12-month Mave Thesis and 1-month news signal

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    DEUTSCHE BANK AKTIENGESELLSCHAFTDB Industry peer Hanmi Financial CorporationHAFC Industry peer Camden National CorporationCAC Industry peer Aflac IncAFL Sector peer
    Overview Earnings Report Price History News Competitors Earnings per Share Return on Equity Net Margin Share Buyback Leverage Financial Statements Financial Ratio
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    Bayfirst Financial Corp Overview

    Industry: Banks Regional

    Sector: Financial Services

    BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for businesses and individuals. The company offers checking, savings, NOW, and money market deposit accounts, as well as certificates of deposit and individual retirement account; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and personal lines of credit, and home equity lines of credit. In addition, the company offers mobile and online banking, treasury management, cash management, merchant processing, remote deposit capture, night depositor, online bill payment, courier, retail investment, and other services. It operates full-service office locations in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, and Belleair Bluffs, Florida. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in Saint Petersburg, Florida. BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for businesses and individuals. The company offers checking, savings, NOW, and money market deposit accounts, as well as certificates of deposit and individual retirement Read More

    Mavefund brings filings, fundamentals, valuation, price history and news for Bayfirst Financial Corp into one research view. The sections below show what strengthens or weakens the research case.

    Score

    Reported Results

    What the company reported, with filing details kept small.

    Filed Aug 13, 2026

    Quarterly result summary

    Net loss was -$32.7M. Cash was $61.9M.

    Net loss -$32.7M reported
    Cash $61.9M reported

    What changed

    • Review the SEC source filing for the full reported results and management commentary.

    Guidance / outlook

    No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.

    Earnings release Open filing

    Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

    Other recent earnings materials
    SEC filing 8-K Aug 13, 2026 SEC filing 10-Q/A Aug 12, 2026 SEC filing 10-K/A Aug 12, 2026 Earnings release Earnings release Jul 15, 2026 SEC filing 10-Q May 12, 2026 Earnings release Earnings release Apr 30, 2026 SEC filing 10-K Mar 27, 2026 SEC filing 8-K Jan 29, 2026 Earnings release Earnings release Jan 29, 2026 SEC filing 10-Q Nov 12, 2025 Earnings release Earnings release Oct 30, 2025

    Prediction-grade evidence

    Recent News

    Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

    Earnings Per Share

    Score 3.00/5
    Bayfirst Financial Corp boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    In Banks Regional industry , DEUTSCHE BANK AKTIENGESELLSCHAFT , Hanmi Financial Corporation , Camden National Corporation are companies with high ratings.

    Return on Equity

    Score 2.85/5
    Bayfirst Financial Corp stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    Bayfirst Fin... BAFN US$22.3m
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Net Margin

    Score 2.49/5
    Bayfirst Financial Corp olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    Bayfirst Fin... BAFN US$22.3m
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Share Buyback

    In Banks Regional industry , DEUTSCHE BANK AKTIENGESELLSCHAFT , Hanmi Financial Corporation , Camden National Corporation are companies with high ratings.

    Leverage

    Score 1.55/5
    Bayfirst Financial Corp registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc have achieved high scores.
    Bayfirst Fin... BAFN US$22.3m
    Aflac Inc AFL US$62.2b
    Pathward Fin... CASH US$2.0b
    T. Rowe Pric... TROW US$25.9b

    Financial Statements

    Company-reported SEC EDGAR facts organized into the three core statements.

    Reported currency
    Verified SEC statements load when this section enters view.

    Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

    Financial Ratio

    Yearly Quarterly

    Financial
    Profitability
    Growth
    Cash Flow
    Financial Health
    Efficiency Ratios

    Bayfirst Financial Corp logo

    Bayfirst Financial Corp

    US$6.41

    US$22.3m

    1.10%

    -34.22%