Atlanticus Holdings Corporation Overview
Industry: Credit Services
Sector: Financial Services
Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers and service providers. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. It also invests in and services portfolios of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta, Georgia. Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and gene Read MoreMavefund brings filings, fundamentals, valuation, price history and news for Atlanticus Holdings Corporation into one research view. The sections below show what strengthens or weakens the research case.
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Reported Results
What the company reported, with filing details kept small.
Quarterly result summary
Latest company-filed earnings material is available for source review.
What changed
- Review the SEC source filing for the full reported results and management commentary.
Guidance / outlook
No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.
SEC filing
Open filing
Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.
Other recent earnings materials
Prediction-grade evidence
Recent News
Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.
Atlanticus Holdings (ATLC) Following Q2 Earnings, Is The Bullish Fair Value Story Still Intact?
Headline from Yahoo Finance: Atlanticus Holdings (ATLC) Following Q2 Earnings, Is The Bullish Fair Value Story Still Intact?
Atlanticus Holdings Corporation 2026 Q2 - Results - Earnings Call Presentation (NASDAQ:ATLC) 2026-08-07
Headline from Seeking Alpha: Atlanticus Holdings Corporation 2026 Q2 - Results - Earnings Call Presentation (NASDAQ:ATLC) 2026-08-07.
Atlanticus Holdings Corp (ATLC) (Q2 2026) Earnings Call Highlights: Record Profits and ...
Headline from Yahoo Finance UK: Atlanticus Holdings Corp (ATLC) (Q2 2026) Earnings Call Highlights: Record Profits and .
Atlanticus Holdings Corporation (ATLC) Q2 Earnings Meet Estimates
Headline from Yahoo Finance: Atlanticus Holdings Corporation (ATLC) Q2 Earnings Meet Estimates.
Earnings To Watch: Atlanticus Holdings Corp (ATLC) Q2 2026 -- GF Value Sees 325% Upside
Headline from Yahoo Finance: Earnings To Watch: Atlanticus Holdings Corp (ATLC) Q2 2026 -- GF Value Sees 325% Upside.
Atlanticus Holdings: The Market Is Pricing Mercury Before The Margins Fully Arrive
Headline from Seeking Alpha: Atlanticus Holdings: The Market Is Pricing Mercury Before The Margins Fully Arrive.
Earnings Per Share
Score 3.00/5
Atlanticus Holdings Corporation boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
In
Credit Services industry
, American Express Company
, Western Union CO
, Mastercard Inc
are companies with high ratings.
Return on Equity
Score 2.82/5
Atlanticus Holdings Corporation stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Net Margin
Score 2.75/5
Atlanticus Holdings Corporation
commands a high score, propelled by its net margin consistently outpacing the sector median value and exhibiting continuous growth in recent six years; noteworthy counterparts in the sector, boasting similarly high scores, include
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Leverage
Score 2.58/5
Atlanticus Holdings Corporation
attains a commendable score in the category due to its lower leverage ratio over the past six years in comparison to the sector median value. Additionally, other notable companies in the same sector, such as
Aflac Inc
Pathward Financial Inc
T. Rowe Price Group Inc
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Financial Statements
Company-reported SEC EDGAR facts organized into the three core statements.
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Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.
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