Ally Financial Inc. Overview
Industry: Credit Services
Sector: Financial Services
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan. Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Op Read MoreMavefund brings filings, fundamentals, valuation, price history and news for Ally Financial Inc. into one research view. The sections below show what strengthens or weakens the research case.
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Reported Results
What the company reported, with filing details kept small.
Quarterly result summary
Revenue was $1.2 (reported); EPS was $1.18 (+14% YoY).
What changed
- Revenue reported to $1.2; EPS +14% YoY to $1.18.
Guidance / outlook
No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.
Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.
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Recent News
Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.
Ally Financial earnings miss estimates as net revenue rises
Headline from Investing.com: Ally Financial earnings miss estimates as net revenue rises.
SYF vs. ALLY vs. COF: Which Consumer Finance Stock Is the Best Buy After Earnings?
Headline from Yahoo Finance: SYF vs. ALLY vs. COF: Which Consumer Finance Stock Is the Best Buy After Earnings?
ALLY Stock Slides 2.4% as Q2 Earnings Lag on Higher Provisions & Costs
Headline from Yahoo Finance: ALLY Stock Slides 2.4% as Q2 Earnings Lag on Higher Provisions & Costs.
Ally Financial Inc earnings missed by $0.02, revenue fell short of estimates
Headline from Investing.com: Ally Financial Inc earnings missed by $0.02, revenue fell short of estimates.
Ally Financial Earnings: Summer Doldrums Give Way To Long-Term Concerns (NYSE:ALLY)
Headline from Seeking Alpha: Ally Financial Earnings: Summer Doldrums Give Way To Long-Term Concerns (NYSE:ALLY).
Ally Financial Earnings: Improving Credit and Margin Expansion Support Ally's Earnings Recovery
Headline from Morningstar: Ally Financial Earnings: Improving Credit and Margin Expansion Support Ally's Earnings Recovery.
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Financial Statements
Company-reported SEC EDGAR facts organized into the three core statements.
Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.