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    ALLY

    Ally Financial Inc.

    MaveScore 31 Low model confidence
    Last Price US$45.59 As of Jul 10, 2026
    DCF Fair Price US$99.36 Research estimate · Jul 10, 2026 +120.4% vs price
    Market Cap US$13.9b Company size context
    7D Performance 0.60% Past 7 days
    1Y Performance 12.51% Past 12 months
    Model Rating
    Historical model output for research review

    Fundamental data date

    Mar 31, 2026

    102 days old

    Market price date

    Jul 10, 2026

    1 day old

    Coverage

    16/16

    No missing model inputs

    Data quality

    Excellent

    Current stored snapshot

    Transparent research score

    Why the model scores this stock

    MaveScore is a research prioritization score from 0 to 100. It is historical model output for watchlist review, not personalized financial advice.

    MaveScore 31 Low confidence

    Stored data quality

    Freshness and coverage checks

    16/16 Current stored snapshot

    Quality

    8/35 Weak

    Blends latest model rank with profitability and dilution ranks.

    Financial Strength

    7/25 Weak

    Rewards durable profitability, margins, and positive free cash flow.

    Valuation Support

    6/15 Weak

    Favors positive earnings, positive cash flow, and lower multiples.

    Momentum

    7/15 Weak

    Highlights research candidates with supportive 3-month and 6-month price regimes.

    Shareholder Alignment

    3/10 Weak

    Rewards less dilutive share behavior and enough size for liquid research coverage.

    Positive model output

    More live company inputs are needed before positive research signals can be surfaced.

    Research risks to review

    • Blends latest model rank with profitability and dilution ranks.
    • Rewards durable profitability, margins, and positive free cash flow.
    • Favors positive earnings, positive cash flow, and lower multiples.

    MaveScore uses historical model inputs, stored company fundamentals, and stored price context for research support only. Review missing inputs and business-specific risks before acting.

    Overview Earnings Report Price History News Competitors Earnings per Share Return on Equity Net Margin Share Buyback Leverage Financial Statements Financial Ratio
    Dashboard Funda..tals Prediction Screener Map

    Ally Financial Inc. Overview

    Industry: Credit Services

    Sector: Financial Services

    Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan. Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Op Read More

    Ally Financial Inc. is evaluated based on the investment philosophy and approach to stock market investing developed by renowned investor Warren Buffett. Companies with high ratings typically exhibit growing earnings, a substantial profit margin, conservative leverage, a consistently high return on equity, and a sustained practice of repurchasing their shares over the years.

    Ally Financial Inc.

    Score

    Reported Results

    What the company reported, with filing details kept small.

    Filed Apr 17, 2026

    Quarterly result summary

    Revenue was $11.5B (reported); EPS was -$1 (reported).

    Revenue $11.5B reported
    EPS -$1 reported

    What changed

    • Revenue reported to $11.5B; EPS reported to -$1.

    Guidance / outlook

    No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.

    Earnings material Open filing

    Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

    Other recent earnings materials
    SEC filing 10-Q May 05, 2026 SEC filing 8-K Apr 17, 2026 Earnings release Earnings release Apr 17, 2026 SEC filing 10-K Feb 25, 2026 Earnings release Earnings release Jan 21, 2026 Earnings material Earnings release Jan 21, 2026 SEC filing 8-K Jan 21, 2026 SEC filing 10-Q Oct 30, 2025 SEC filing 8-K Oct 17, 2025 Earnings release Earnings release Oct 17, 2025 Earnings material Earnings release Oct 17, 2025

    Recent News



    Earnings Per Share

    Score 1.00/5
    Ally Financial Inc. earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    In Credit Services industry , American Express Company , Western Union CO , Mastercard Inc are companies with high ratings.

    Return on Equity

    Score 1.56/5
    Ally Financial Inc. exhibits a lower score in the Return on Equity (ROE) section, falling below the sector median value and indicating a comparatively weaker performance in this metric. The top companies in the same sector include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    Ally Financi... ALLY US$13.9b
    Aflac Inc AFL US$61.7b
    Pathward Fin... CASH US$1.9b
    T. Rowe Pric... TROW US$25.8b

    Net Margin

    Score 1.06/5
    Ally Financial Inc. olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc
    Ally Financi... ALLY US$13.9b
    Aflac Inc AFL US$61.7b
    Pathward Fin... CASH US$1.9b
    T. Rowe Pric... TROW US$25.8b

    Share Buyback

    In Credit Services industry , American Express Company , Western Union CO , Mastercard Inc are companies with high ratings.

    Leverage

    Score 1.30/5
    Ally Financial Inc. registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including Aflac Inc Pathward Financial Inc T. Rowe Price Group Inc have achieved high scores.
    Ally Financi... ALLY US$13.9b
    Aflac Inc AFL US$61.7b
    Pathward Fin... CASH US$1.9b
    T. Rowe Pric... TROW US$25.8b

    Financial Statements

    Company-reported SEC EDGAR facts organized into the three core statements.

    SEC financial statements are temporarily unavailable.

    Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

    Financial Ratio

    Yearly Quarterly

    Financial
    Profitability
    Growth
    Cash Flow
    Financial Health
    Efficiency Ratios

    Ally Financial Inc. logo

    Ally Financial Inc.

    US$45.59

    US$99.36

    +120.4% vs price

    US$13.9b

    0.60%

    12.51%