Penns Woods Bancorp Inc Overview
Industry: Banking Services
Sector: Financials
Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking and IRAs accounts. The company also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, it provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Further, the company engages in real estate transactions and investment activities. It operates through a network of offices located in Clinton, Lycoming, Centre, Montour, Union, Blair, and Luzerne Counties, Pennsylvania. The company was founded in 1934 and is headquartered in Williamsport, Pennsylvania. Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, sta Read MorePenns Woods Bancorp Inc is evaluated based on the investment philosophy and approach to stock market investing developed by renowned investor Warren Buffett. Companies with high ratings typically exhibit growing earnings, a substantial profit margin, conservative leverage, a consistently high return on equity, and a sustained practice of repurchasing their shares over the years.
Penns Woods Bancorp Inc
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Recent News
Earnings Per Share
Score 3.00/5
Penns Woods Bancorp Inc boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes
PNC Financial Services Group Inc
Kearny Financial Corp
Provident Financial Holdings Inc
In
Banking Services industry
, PNC Financial Services Group Inc
, Kearny Financial Corp
, Provident Financial Holdings Inc
are companies with high ratings.
Return on Equity
Score 2.67/5
Penns Woods Bancorp Inc stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include
PNC Financial Services Group Inc
Kearny Financial Corp
Provident Financial Holdings Inc
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, PNC Financial Services Group Inc
, Kearny Financial Corp
, Provident Financial Holdings Inc
are companies with high ratings.
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Net Margin
Score 2.87/5
Penns Woods Bancorp Inc
commands a high score, propelled by its net margin consistently outpacing the sector median value and exhibiting continuous growth in recent six years; noteworthy counterparts in the sector, boasting similarly high scores, include
PNC Financial Services Group Inc
Kearny Financial Corp
Provident Financial Holdings Inc
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In
Banking Services industry
, PNC Financial Services Group Inc
, Kearny Financial Corp
, Provident Financial Holdings Inc
are companies with high ratings.
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Leverage
Score 1.36/5
Penns Woods Bancorp Inc
registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including
PNC Financial Services Group Inc
Kearny Financial Corp
Provident Financial Holdings Inc
have achieved high scores.
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In
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, PNC Financial Services Group Inc
, Kearny Financial Corp
, Provident Financial Holdings Inc
are companies with high ratings.
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