Pathfinder Bancorp Inc Overview
Industry: Banks Regional
Sector: Financial Services
Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. The company was founded in 1859 and is headquartered in Oswego, New York. Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and Read MorePathfinder Bancorp Inc is evaluated based on the investment philosophy and approach to stock market investing developed by renowned investor Warren Buffett. Companies with high ratings typically exhibit growing earnings, a substantial profit margin, conservative leverage, a consistently high return on equity, and a sustained practice of repurchasing their shares over the years.
Pathfinder Bancorp Inc
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Recent News
Earnings Per Share
Score 3.00/5
Pathfinder Bancorp Inc boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes
Pathward Financial Inc
Aflac Inc
T. Rowe Price Group Inc
In
Banks Regional industry
, Pathward Financial Inc
, Axos Financial
, The Bancorp Inc
are companies with high ratings.
Return on Equity
Score 2.09/5
Pathfinder Bancorp Inc exhibits a lower score in the Return on Equity (ROE) section, falling below the sector median value and indicating a comparatively weaker performance in this metric. The top companies in the same sector include
Pathward Financial Inc
Aflac Inc
T. Rowe Price Group Inc
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Banks Regional industry
, Pathward Financial Inc
, Axos Financial
, The Bancorp Inc
are companies with high ratings.
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Net Margin
Score 2.48/5
Pathfinder Bancorp Inc
olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include
Pathward Financial Inc
Aflac Inc
T. Rowe Price Group Inc
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Banks Regional industry
, Pathward Financial Inc
, Axos Financial
, The Bancorp Inc
are companies with high ratings.
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Leverage
Score 1.18/5
Pathfinder Bancorp Inc
registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including
Pathward Financial Inc
Aflac Inc
T. Rowe Price Group Inc
have achieved high scores.
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In
Banks Regional industry
, Pathward Financial Inc
, Axos Financial
, The Bancorp Inc
are companies with high ratings.
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