Nicholas Financial Inc Overview
Industry: Credit Services
Sector: Financial Services
Nicholas Financial, Inc. operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products. As of March 31, 2022, the company operated 47 branch offices located in Alabama, Florida, Georgia, Idaho, Illinois, Indiana, Kentucky, Michigan, Missouri, Nevada, North Carolina, Nevada, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, and Wisconsin. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida. Nicholas Financial, Inc. operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-fin Read MoreNicholas Financial Inc is evaluated based on the investment philosophy and approach to stock market investing developed by renowned investor Warren Buffett. Companies with high ratings typically exhibit growing earnings, a substantial profit margin, conservative leverage, a consistently high return on equity, and a sustained practice of repurchasing their shares over the years.
Nicholas Financial Inc
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Earnings Per Share
Score 2.00/5
Nicholas Financial Inc earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes
Axos Financial
Pathward Financial Inc
Value Line Inc
In
Credit Services industry
, American Express Company
, FirstCash Inc
, SLM Corp
are companies with high ratings.
Return on Equity
Score -0.16/5
Nicholas Financial Inc exhibits a lower score in the Return on Equity (ROE) section, falling below the sector median value and indicating a comparatively weaker performance in this metric. The top companies in the same sector include
Axos Financial
Pathward Financial Inc
Value Line Inc
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, American Express Company
, FirstCash Inc
, SLM Corp
are companies with high ratings.
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Net Margin
Score 0.48/5
Nicholas Financial Inc
olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include
Axos Financial
Pathward Financial Inc
Value Line Inc
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, American Express Company
, FirstCash Inc
, SLM Corp
are companies with high ratings.
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Leverage
Score 3.32/5
Nicholas Financial Inc
attains a commendable score in the category due to its lower leverage ratio over the past six years in comparison to the sector median value. Additionally, other notable companies in the same sector, such as
Axos Financial
Pathward Financial Inc
Value Line Inc
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In
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, American Express Company
, FirstCash Inc
, SLM Corp
are companies with high ratings.
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