Live Oak Bancshares Overview
Industry: Banks Regional
Sector: Financial Services
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. It operates in two segments, Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, certificate of deposits, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, it provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors. The company was incorporated in 2008 and is headquartered in Wilmington, North Carolina. Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. It operates in two segments, Banking and Fintech. The c Read MoreLive Oak Bancshares is evaluated based on the investment philosophy and approach to stock market investing developed by renowned investor Warren Buffett. Companies with high ratings typically exhibit growing earnings, a substantial profit margin, conservative leverage, a consistently high return on equity, and a sustained practice of repurchasing their shares over the years.
Live Oak Bancshares
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Recent News
Earnings Per Share
Score 3.00/5
Live Oak Bancshares boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes
Pathward Financial Inc
Aflac Inc
T. Rowe Price Group Inc
In
Banks Regional industry
, Pathward Financial Inc
, Axos Financial
, The Bancorp Inc
are companies with high ratings.
Return on Equity
Score 3.02/5
Live Oak Bancshares stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include
Pathward Financial Inc
Aflac Inc
T. Rowe Price Group Inc
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Banks Regional industry
, Pathward Financial Inc
, Axos Financial
, The Bancorp Inc
are companies with high ratings.
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Net Margin
Score 1.73/5
Live Oak Bancshares
olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include
Pathward Financial Inc
Aflac Inc
T. Rowe Price Group Inc
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Banks Regional industry
, Pathward Financial Inc
, Axos Financial
, The Bancorp Inc
are companies with high ratings.
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Leverage
Score 1.18/5
Live Oak Bancshares
registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including
Pathward Financial Inc
Aflac Inc
T. Rowe Price Group Inc
have achieved high scores.
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In
Banks Regional industry
, Pathward Financial Inc
, Axos Financial
, The Bancorp Inc
are companies with high ratings.
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