Farmers & Merchants Bancshares, Inc. Overview
Industry: Banks Regional
Sector: Financial Services
Farmers and Merchants Bancshares, Inc., through its subsidiary, Farmers and Merchants Bank, provides commercial and retail banking services to individuals and businesses in Baltimore and Carroll counties in Maryland, and surrounding areas of northern Maryland. It offers checking, savings, money market, individual retirement, and sweep accounts, as well as certificates of deposit, remote check deposits, and repurchase agreements. The company also provides credit for residential mortgages, including federal housing administration and veterans affairs loans; construction loans; home equity lines; personal installment loans; and other consumer financing, as well as finances commerce and industry by providing credit and deposit services for small to medium size businesses and the agricultural community. In addition, it offers commercial lending, which includes commercial mortgages, land acquisition and development loans, lines of credit, accounts receivable financing, and term loans for fixed asset purchases, as well as loans guaranteed by the Small Business Administration and the United States Department of Agriculture. Further, the company provides automated teller machine, internet, mobile banking, and automated telephone services, as well as debit and credit cards. It serves customers through its office located in Upperco, Maryland; branches located in Hampstead, Greenmount, Reisterstown, Owings Mills, Eldersburg, and Westminster, Maryland; and a satellite branch located in Westminster, Maryland. Farmers and Merchants Bancshares, Inc. was founded in 1919 and is headquartered in Hampstead, Maryland. Farmers and Merchants Bancshares, Inc., through its subsidiary, Farmers and Merchants Bank, provides commercial and retail banking services to individuals and businesses in Baltimore and Carroll counties in Maryland, and surrounding areas of northern Maryland. It offers checking, savings, money mark Read MoreFarmers & Merchants Bancshares, Inc. is evaluated based on the investment philosophy and approach to stock market investing developed by renowned investor Warren Buffett. Companies with high ratings typically exhibit growing earnings, a substantial profit margin, conservative leverage, a consistently high return on equity, and a sustained practice of repurchasing their shares over the years.
Farmers & Merchants Bancshares, Inc.
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Recent News
Earnings Per Share
Score 1.00/5
Farmers & Merchants Bancshares, Inc. earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes
Axos Financial
Pathward Financial Inc
Value Line Inc
In
Banks Regional industry
, Axos Financial
, Pathward Financial Inc
, Cathay General Bancorp
are companies with high ratings.
Return on Equity
Score 3.08/5
Farmers & Merchants Bancshares, Inc. stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include
Axos Financial
Pathward Financial Inc
Value Line Inc
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, Axos Financial
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, Cathay General Bancorp
are companies with high ratings.
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Net Margin
Score 2.51/5
Farmers & Merchants Bancshares, Inc.
commands a high score, propelled by its net margin consistently outpacing the sector median value and exhibiting continuous growth in recent six years; noteworthy counterparts in the sector, boasting similarly high scores, include
Axos Financial
Pathward Financial Inc
Value Line Inc
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Banks Regional industry
, Axos Financial
, Pathward Financial Inc
, Cathay General Bancorp
are companies with high ratings.
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Leverage
Score 1.40/5
Farmers & Merchants Bancshares, Inc.
registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including
Axos Financial
Pathward Financial Inc
Value Line Inc
have achieved high scores.
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In
Banks Regional industry
, Axos Financial
, Pathward Financial Inc
, Cathay General Bancorp
are companies with high ratings.
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