First BanCorp. Overview
Industry: Banks Regional
Sector: Financial Services
First BanCorp. operates as a bank holding company for FirstBank Puerto Rico that provides a range of financial products and services to consumers and commercial customers. The company operates through six segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers commercial loans, including commercial real estate and construction loans, as well as other products, such as cash management and business management services. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; acquisition and sale of mortgages in the secondary markets; and purchase of mortgage loans from other local banks and mortgage bankers. The Consumer (Retail) Banking segment provides auto loans, finance leases, boat and personal loans, credit card loans, and lines of credit; and interest-bearing and non-interest-bearing checking and savings accounts, and individual retirement accounts and retail certificates of deposit (CDs), as well as insurance agency services. The Treasury and Investments segment offers funding and liquidity management services. The United States Operations segment provides checking, savings, and money market accounts, as well as retail CDs; traditional commercial and industrial, and commercial real estate loans, residential mortgages, home equity loans, lines of credit, FHLB advances, and brokered CDs; and internet banking, cash management, remote deposit capture, and automated clearing house transactions services. The Virgin Islands Operations segment is involved in consumer, commercial lending, and deposit-taking activities. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico. First BanCorp. operates as a bank holding company for FirstBank Puerto Rico that provides a range of financial products and services to consumers and commercial customers. The company operates through six segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasu Read MoreFirst BanCorp. is evaluated based on the investment philosophy and approach to stock market investing developed by renowned investor Warren Buffett. Companies with high ratings typically exhibit growing earnings, a substantial profit margin, conservative leverage, a consistently high return on equity, and a sustained practice of repurchasing their shares over the years.
First BanCorp.
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Recent News
Earnings Per Share
Score 4.00/5
First BanCorp. boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes
Pathward Financial Inc
Aflac Inc
T. Rowe Price Group Inc
In
Banks Regional industry
, Pathward Financial Inc
, Axos Financial
, The Bancorp Inc
are companies with high ratings.
Return on Equity
Score 3.90/5
First BanCorp. stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include
Pathward Financial Inc
Aflac Inc
T. Rowe Price Group Inc
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Banks Regional industry
, Pathward Financial Inc
, Axos Financial
, The Bancorp Inc
are companies with high ratings.
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Net Margin
Score 3.30/5
First BanCorp.
commands a high score, propelled by its net margin consistently outpacing the sector median value and exhibiting continuous growth in recent six years; noteworthy counterparts in the sector, boasting similarly high scores, include
Pathward Financial Inc
Aflac Inc
T. Rowe Price Group Inc
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Banks Regional industry
, Pathward Financial Inc
, Axos Financial
, The Bancorp Inc
are companies with high ratings.
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Leverage
Score 1.20/5
First BanCorp.
registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including
Pathward Financial Inc
Aflac Inc
T. Rowe Price Group Inc
have achieved high scores.
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In
Banks Regional industry
, Pathward Financial Inc
, Axos Financial
, The Bancorp Inc
are companies with high ratings.
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