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US$0

US$3.1b

-2.0%

46.8%

Overview Price History News Competitors Earnings per Share Return on Equity Net Margin Share Buyback Leverage Financial Ratio
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BREAD FINANCIAL HOLDINGS, INC. Overview

Industry: Credit Services

Sector: Financial Services

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio. Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label a Read More

BREAD FINANCIAL HOLDINGS, INC. is evaluated based on the investment philosophy and approach to stock market investing developed by renowned investor Warren Buffett. Companies with high ratings typically exhibit growing earnings, a substantial profit margin, conservative leverage, a consistently high return on equity, and a sustained practice of repurchasing their shares over the years.

BREAD FINANCIAL HOLDINGS, INC.

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Recent News



Earnings Per Share

Score 2.00/5
BREAD FINANCIAL HOLDINGS, INC. earns a low score, as its Earnings Per Share (EPS) has not shown continuous growth over the last six years. Notable counterparts in the sector with high scores includes Pathward Financial Inc Value Line Inc CorVel Corp
In Credit Services industry , American Express Company , SLM Corp , Mastercard Inc are companies with high ratings.

Return on Equity

Score 3.49/5
BREAD FINANCIAL HOLDINGS, INC. stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include Pathward Financial Inc Value Line Inc CorVel Corp

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In Credit Services industry , American Express Company , SLM Corp , Mastercard Inc are companies with high ratings.

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Net Margin

Score 3.27/5
BREAD FINANCIAL HOLDINGS, INC. commands a high score, propelled by its net margin consistently outpacing the sector median value and exhibiting continuous growth in recent six years; noteworthy counterparts in the sector, boasting similarly high scores, include Pathward Financial Inc Value Line Inc CorVel Corp

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In Credit Services industry , American Express Company , SLM Corp , Mastercard Inc are companies with high ratings.

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Share Buyback

In Credit Services industry , American Express Company , SLM Corp , Mastercard Inc are companies with high ratings.

Leverage

Score 1.44/5
BREAD FINANCIAL HOLDINGS, INC. registers a lower score in the category as a result of its elevated leverage ratio over the past six years compared to the sector median value. Conversely, other companies in the same sector, including Pathward Financial Inc Value Line Inc CorVel Corp have achieved high scores.

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In Credit Services industry , American Express Company , SLM Corp , Mastercard Inc are companies with high ratings.

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BREAD FINANCIAL HOLDINGS, INC.

US$0

US$3.1b

-2.0%

46.8%