Affinity Bancshares Inc Overview
Industry: Banks Regional
Sector: Financial Services
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that engages in the provision of various banking products and services in Georgia. The company accepts various deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts. It also offers commercial real estate, commercial and industrial, one- to four-family residential real estate, construction and land, and consumer loans. In addition, the company invests in U.S. treasury securities; securities and obligations issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further, it operates a virtual bank under the name FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. The company was founded in 1928 and is headquartered in Covington, Georgia. Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that engages in the provision of various banking products and services in Georgia. The company accepts various deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retireme Read MoreAffinity Bancshares Inc is evaluated based on the investment philosophy and approach to stock market investing developed by renowned investor Warren Buffett. Companies with high ratings typically exhibit growing earnings, a substantial profit margin, conservative leverage, a consistently high return on equity, and a sustained practice of repurchasing their shares over the years.
Affinity Bancshares Inc
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Recent News
Earnings Per Share
Score 3.00/5
Affinity Bancshares Inc boasts a high score, as its Earnings Per Share (EPS) has demonstrated consistent growth over the past six years. Notable counterparts in the sector with high scores includes
Pathward Financial Inc
Value Line Inc
CorVel Corp
In
Banks Regional industry
, Pathward Financial Inc
, Axos Financial
, First Northwest Bancorp
are companies with high ratings.
Return on Equity
Score 2.93/5
Affinity Bancshares Inc stands out with a superior score in the Return on Equity (ROE) section, surpassing the sector median value and showcasing its strong performance in this metric. The top companies in the same sector include
Pathward Financial Inc
Value Line Inc
CorVel Corp
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, Pathward Financial Inc
, Axos Financial
, First Northwest Bancorp
are companies with high ratings.
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Net Margin
Score 2.48/5
Affinity Bancshares Inc
olds a low score as its net margin consistently trails below the sector median value and doesn't exhibit continuous growth over the last six years; notable companies in the sector with commendable scores include
Pathward Financial Inc
Value Line Inc
CorVel Corp
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, Pathward Financial Inc
, Axos Financial
, First Northwest Bancorp
are companies with high ratings.
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Leverage
Score 2.77/5
Affinity Bancshares Inc
attains a commendable score in the category due to its lower leverage ratio over the past six years in comparison to the sector median value. Additionally, other notable companies in the same sector, such as
Pathward Financial Inc
Value Line Inc
CorVel Corp
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In
Banks Regional industry
, Pathward Financial Inc
, Axos Financial
, First Northwest Bancorp
are companies with high ratings.
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