NORTHUMBERLAND BANCORP Overview
Industry: Banks-Regional
Sector: Financial Services
Northumberland Bancorp operates as a bank holding company for The Northumberland National Bank that provides various banking and financial services for personal and commercial customers. It offers checking, money market, and savings accounts; time deposits; certificates of deposit; individual retirement accounts; investment securities; trust services; and debit and credit cards. The company also provides commercial mortgage; commercial, working capital, residential real estate, in-house loans, secondary market real estate, home equity, personal, and auto loans; lines of credit; letters of credit; refinancing; government loan programs; equipment financing; agricultural financing; insurance products; and point-of-sale, ATM, and merchant services, as well as mobile and online banking services, and safe deposit boxes. It operates in Northumberland, Snyder, and the Union counties in Pennsylvania. The company was founded in 1903 and is based in Northumberland, Pennsylvania.
NORTHUMBERLAND BANCORP is evaluated using Mavefund's quality framework: growing earnings, durable profit margins, conservative leverage, strong return on equity, and disciplined share repurchases.
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