Bank of the James Financial Group logo

Bank of the James Financial Group

BOTJ
Last price US$26.93
Market cap US$115.8m
12M price change 93.05%
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Bank of the James Financial Group Overview

Industry: Banks Regional

Sector: Financial Services

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also offers loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes. In addition, it provides other banking services, including safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management, and credit card merchant services. Further, the company offers securities brokerage and investment services; and telephone and internet banking services comprising online bill pay, as well as acts as an agent for insurance and annuity products. The company was founded in 1998 and is headquartered in Lynchburg, Virginia. Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It offers checking, Read More

Reported Results

What the company reported, with filing details kept small.

Filed Apr 30, 2026

Quarterly result summary

EPS was $0.61 (reported).

Revenue growth +15.4% YoY
EPS $0.61 reported
Net income $2.8M reported

What changed

  • EPS reported to $0.61.

Guidance / outlook

No formal outlook was extracted from this filing excerpt. Open the SEC source to review full management commentary.

Earnings release Open filing

Source: SEC EDGAR company-filed earnings materials. Dates are shown only for verification; review the source filing before relying on extracted report details.

Other recent earnings materials

Prediction-grade evidence

Recent News

Company-relevant articles from sources that pass the Mave Signal relevance and reliability checks.

No qualified company news in the last 14 days

No recent article passed both the company-relevance and source-reliability checks. Research continues to use the other available filings, fundamentals, market data, and valuation inputs.

Financial Statements

Company-reported SEC EDGAR facts organized into the three core statements.

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Source: SEC EDGAR companyfacts. Values are standardized company filings for research support, not personalized financial advice.

Bank of the James Financial Group logo

Bank of the James Financial Group

US$26.93

US$115.8m

0.79%

93.05%